Dan Spikes
Senior Commercial Credit Analyst @Capital One
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WORK HISTORY
Senior Commercial Credit Analyst @Capital One
McLean, VA, US
Commercial Real Estate - Asset Management) Under close direction, responsible for evaluating and approving or denying business banking and/or commercial loan applications according to business unit standards in a timely manner. Gathers information as necessary to make sound decisions. Responds to internal and external customer inquiries as necessary. Performs other duties as necessary to support the goals and objectives of the department and business unit. Has authority to approve loans minimally beyond organization guidelines. Responsibilities: • Underwrites routine commitments, policies and endorsements. • Gathers information as necessary to make sound decisions. • Responds to internal and external customer inquiries as necessary. • Performs other duties as necessary to support the goals and objectives of the department and business unit. • Has minimal authority to approve loans beyond organization guidelines. • Typically underwrites routine loans ranging from $500K to $20 MM.Analyzed financial statements and projections using computer-based models. Developed client presentation/credit study packages for team lead and management review. Communicating status of loan to all clients within portfolio.Team First mindset in establishing presentation templates that improved efficiency.Collaborate on loan monitoring, credit reviews, due diligence, and risk management.
EDUCATION
Riverdale Baptist High School
College Prep, General Studies
University of Maryland Global Campus
Master of Business Administration (MBA), Business, Management, Marketing, and Related Support Services
Lincoln University
Bachelor of Arts - BA, Sociology
ABOUT DAN SPIKES
Located in the Metro/DC Area - Business Marketing/Financial Services/Mortgage/Relationship Management - BA - 13\' MBA 19\'(Open to Relocate)(MD,CA,GA, AL & FL Relocation Options)(Passion - Residential Lending, Residential and Commercial Real Estate, Credit & Risk Operations)Experienced Professional who carries a passion for helping others and working together. With my prior experience through financial services, portfolio management, mortgage, commercial real estate, and business management, I will bring a creative and diverse perspective to a great establishment. I carry a team first mentality and I am a fierce positive competitor that implements actions to drive profitability, quality control and to handle complex situations from a strategic perspective.Resume available upon request
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