D V Aditya Kumar
Leading Credit Assessments and Portfolio Management in Banking.
- Role
- Assistant Vice President at HDFC Bank Limited
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About D V Aditya Kumar
With over 12 years of experience in regulated banking environments, I currently serve as Assistant Vice President at HDFC Bank, focusing on credit and risk assessments for high-value proposals exceeding INR 300 Mn. My work involves ensuring compliance with regulatory and internal policies, collaborating with cross-functional teams, and developing long-term financial models for infrastructure and corporate lending initiatives. My expertise spans private banking, wholesale lending, and portfolio management, supported by certifications such as SAFe® 6 Agilist and Enterprise Model Governance & Risk Management. I am committed to fostering compliance, enhancing financial strategies, and delivering structured, policy-aligned lending decisions.
Experience
Assistant Vice President
Jun 2024 — Present · Bengaluru, IN
Ensure regulatory and internal policy compliance while conducting credit & risk assessments forproposals above INR 300 Mn.• Collaborate with cross-functional teams to integrate policy-aligned lending decisions.• Interfaced directly with clients for deal structuring, risk disclosures and workflow finalization.• Developed long-term financial models including 5–7 years projections for infrastructure and corporatelending cases.• Underwriting credit memos for large borrowers like HAM Infrastructure Projects, Commercial RealEstate Projects and Corporate Borrowers.
Education
JNTU KAKINADA
Bachelor of Engineering - BE, Electrical and Electronics Engineering
Institute of Risk Management
Level 1 Qualified, Enterprise Risk Management
Great Learning
Post Graduate Program in AI & ML, Artificial Intelligence
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