Cynthia Sacco
De Mortgage Underwriter @Cornerstone First Mortgage, LLC
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WORK HISTORY
De Mortgage Underwriter @Cornerstone First Mortgage, LLC
San Diego, CA, US
Underwrite FHA, DPA Grant, HFA BOND, MCC, Affordable Housing, Non-QM, DSCR, Bank Statement, Foreign National, Jumbo and Conventional loan programs to over 40 different investor guidelines across 49 states. Awarded “Top 3 Underwriters” for 2024Maintain 48 hour turn time on mortgage applications, less than 24 hours on re-subs, 72 hours on TBD files, 48 hours on appraisal reviews, along with providing closing with updates and post-closing with same day response while successfully prioritizing urgent files that are at risk of missing key loan milestones Due to my exceptional performance, I was placed on a team of 6 underwriters who underwrite for the top 20 producing loan officers in the company.Maintain and improve rapport with internal and external customers. Mentor and coach Loan Processors, and provide working solutions to Loan Officers to improve file quality, salability and restructure declined files. Effectively manage high-stress situations with expertise.
ABOUT CYNTHIA SACCO
8 years of Underwriting management experience, 18 continuous years in Underwriting and 28 years in the mortgage industry. I am currently Underwriting FHA, DPA, BOND, Non-QM, DSCR, Jumbo and Conventional programs for a lender working with over 40 different investors across 49 states. I have gained Non QM and Business Loan Underwriting experience over the past 3 years and am current on the latest requirements and trends. I consistently maintain a strong focus on customer service and loan quality. I am a determined self motivated worker. I have a positive professional demeanor and am well skilled at handling adverse situations and resolving complex issues with excellent written and oral communication skills. I am passionate about team development and am driven by helping others perform and excel as well as improving processes and productivity. My entire career spans almost three decades between two companies. I have been continuously promoted, recognized and rewarded for exceptional performance. Was awarded \"Top 3 Underwriters\" for 2024.
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