Curt Becker

About Curt Becker

Senior enterprise executive with 25+ years of leadership across regulated financial institutions, PE-owned assets, and complex operating companies. Proven CFO and operating leader with responsibility for multi-billion-dollar balance sheets, enterprise risk, and large-scale operations. Track record of driving profitable growth, efficiency expansion, and cultural alignment through periods of growth, disruption, and market stress. Trusted partner to CEOs and Boards, with CEO-readiness for execution-driven organizations.ENTERPRISE LEADER SNAPSHOT• Balance Sheet & Capital Leadership: Oversight of $5.2B in assets; capital, liquidity, ALM, and enterprise risk.• Operating Scale: Leadership of 750+ associates across multi-site operations.• Financial Performance: Grew net income to $80MM pre-rate shock; ROA 1.45%, ROE 14%+; sustained efficiency gains.• Value Creation: Disciplined growth, margin expansion, KPI-driven execution, and cost efficiency.• Governance & Risk: Board partnership, regulatory engagement, cyber and operational risk oversight.• Environments: Regulated banking, PE-owned assets, public company and private enterprise operations.CORE LEADERSHIP CAPABILITIES• Enterprise Financial and P&L Leadership • Balance Sheet, Capital & Liquidity Strategy • Operational Transformation & Efficiency• KPI Design, Analytics & Execution Cadence • Regulatory, Risk & Cyber Oversight• Executive Team Development & Culture

Experience

1. Chief Financial Officer

   American National Bank

   Apr 2017 — Present · Omaha, NE, US

   Enterprise executive responsible for financial strategy, balance sheet management, enterprise risk, regulatory engagement, and operational resilience for a $5.2B financial institution. Key partner to the CEO and Board in driving growth, profitability, and organizational alignment.• Led enterprise strategy balancing growth, capital strength, and regulatory resilience, delivering measurable performance improvement: o Grew assets from $3.3B to $5.2B (+$1.96B;~5.3% CAGR). o Increased net income from $37.9MM to $68.2MM (+$30MM; 6.74% CAGR). Peak ~$80MM pre-rate shock. o Improved efficiency ratio from 63.5% to 57.6%(achieved ~ 50% pre-rate shock). o Improved ROA from 1.26% to 1.45% and ROE from 13.25% to 14.13%. o Led institution through disruption events such as execution and 2023 bank-failure liquidity stress.• Partner with CEO, Board and executive leadership to drive growth, resilience, and cultural alignment.• Embedded KPI-driven execution and accountability across leadership teams to align performance with strategic priorities.• Led enterprise risk, regulatory compliance, and cyber oversight, ensuring operational resilience and financial integrity.• Championed culture, leadership development, and organizational alignment as a core driver of performance.

Education

• University of Nebraska at Omaha

  MBA

• University of Nebraska at Omaha

  BSBA, Accounting

Skills

• Quality Assurance
• Strategy
• Budgets
• Process Improvement
• Bottom Line Results
• Leadership
• Cross-Functional Team Leadership
• Six Sigma
• Financial Analysis
• Human Resources
• Analytics
• Product Development
• Analysis
• Vendor Management
• Strategic Planning
• Customer Service
• Executive Management
• Operations Management
• Call Centers