Shradha Shetty
Experienced Credit Analyst with a demonstrated history of working in Banking since last 10+ years.
- Role
- Area Credit Manager at Tata Capital
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
Experience
Area Credit Manager
Feb 2023 — Present · IN
Underwriting commercial loan proposals of existing and newborrower accountsUnderstanding the business model & activity of the applicantborrower to judge the financial assistance required by them.Managing total portfolio of more than Rs.20 billion and monitoring on regular basis to ensure asset quality is maintained.Active participation in process improvement towardsautomation.Conducting SWOT analysis of the Obligor for identifying the riskassociated and deciding on key monitoring factors to mitigatethe identified risks.Conducting due diligence on the borrower and its related partiesto ascertain the credit worthiness.Offering customised and structured financing solutions toClients.Presentation of proposals in Committee Meetings.
Education
Mulund college of commerce
Bachelor's in Accounting and Finance
2008 — 2011
Indian Institute of Banking and Finance
JAIIB and CAIIB
2012 — 2012
ICFAI University
Master of Business Administration - MBA
Institute of Company Secretaries of India
Company Secretary
2011 — 2014
Welingkar Institute of Management
Diploma in Tax Management
2009 — 2009
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