Shradha Shetty

Experienced Credit Analyst with a demonstrated history of working in Banking since last 10+ years.

Role
Area Credit Manager at Tata Capital
Location
Mumbai, MH, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

Experience

  1. Area Credit Manager

    Tata Capital

    Feb 2023 — Present · IN

    Underwriting commercial loan proposals of existing and newborrower accountsUnderstanding the business model & activity of the applicantborrower to judge the financial assistance required by them.Managing total portfolio of more than Rs.20 billion and monitoring on regular basis to ensure asset quality is maintained.Active participation in process improvement towardsautomation.Conducting SWOT analysis of the Obligor for identifying the riskassociated and deciding on key monitoring factors to mitigatethe identified risks.Conducting due diligence on the borrower and its related partiesto ascertain the credit worthiness.Offering customised and structured financing solutions toClients.Presentation of proposals in Committee Meetings.

Education

  • Mulund college of commerce

    Bachelor's in Accounting and Finance

    2008 — 2011

  • Indian Institute of Banking and Finance

    JAIIB and CAIIB

    2012 — 2012

  • ICFAI University

    Master of Business Administration - MBA

  • Institute of Company Secretaries of India

    Company Secretary

    2011 — 2014

  • Welingkar Institute of Management

    Diploma in Tax Management

    2009 — 2009

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Shradha Shetty — Area Credit Manager at Tata Capital in Mumbai, MH, IN | Unifers