Chris Ruhm
Medicare, Health, Life, Disabilty, & LTC Insurance. Now offering no obligation Home-Auto-Business Quotes-50 States 🇺🇸.
- Role
- Insurance Advisor at Ruhm Insurance Agency, Llc
- Location
- Cincinnati, OH, US
- LinkedIn followers
- 500 followers
About Chris Ruhm
Independent agent providing trusted insurance solutions. My services and advice is always free to you. I primarily help with Medicare, Health, Life, Long Term Care, Disability, Dental, Vision, Cancer, Hospital & Accident insurance. I am licensed in 20 states. If I can\'t help you, I will do my best to find you a qualified referral.My practice operates on a financial needs analysis. My goal is to keep you protected without buying unnecessary insurance plans. Here are a few ways below to keep money in your pocket (Capitalized) and not the insurance companies:1. Medigap Plan G vs N/HDG.2. Permanent vs TERM LIFE Insurance.3. Gold Copay vs HSA HEALTH insurance plan option. Vision Insurance=Waste of money (unless someone else is paying 100% of the premium).5. Dental Insurance vs DENTAL DISCOUNT plan. Hybrid/Life vs TRADITIONAL LTC.Bottom line; keeping money in your pocket and not the insurance companies is my goal. Insuring Peace of Mind
Experience
Insurance Advisor
Sep 2003 — Present · Cincinnati, OH, US
Helping peope naviate health, Medicare, life, long term care, and supplemental insurance services.
Education
University of Cincinnati
BS, Business
1990 — 1991
Ohio University
BS, Sport Industry
1991 — 1994
Indian Hill High School
College Prep
1986 — 1989
Skills
- Dental Insurance
- Long Term Care Insurance
- Critical Illness Insurance
- Short Term Health
- Disability Insurance
- Accident
- Commercial Insurance
- Medicare Advantage
- Life Insurance
- Individual Health Insurance
- Accident Insurance
- Retirement Planning
- Licensed to Sell Insurance
- Small Business
- Medicare Prescription Drug Plans
- Voluntary Employee Benefits
- Employee Benefits
- Flexible Spending Accounts
- Health Insurance
- Brokers
- Inland Marine
- Underwriting
- Health Savings Accounts
- Professional Liability
- Commercial Lines
- Property & Casualty Insurance
- Casualty
- General Insurance
- Retirement
- Term Life Insurance
- Supplemental Insurance
- Licensed Life & Health Insurance Agent
- Legal Liability
- Licensed Life Insurance Agent
- Temporary Health Insurance
- Associatte Underwriter
- Insurance
- Licensed Property & Casualty Insurance Agent
- Medicare Part D
- Short Term Medical
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