Cristen Talbert
NMLS # 2463357
- Role
- Underwriting Manager at Northern Mortgage
- Location
- Bradenton, FL, US
- LinkedIn followers
- 500 followers
About Cristen Talbert
LENDING INDUSTRY EXPERTExceptional executive leadership record driving the development of highly successful operations teams, delivering exceptional loan quality of CONV, FHA, VA, USDA, Non-QM and Jumbo loan products – while ensuring compliance with state, federal and agency-mandated guidance. Superior team-building and employee development strategist. Able to consistently exceed challenging corporate service level objectives despite extremely high pressure conditions. Named one of the Top 100 Elite Women in Mortgage Lending 2016, Mortgage Professional America 75 Elite Woman 2017, Top 20 Mortgage Lending Women of Inspiration 2020, Powerful Women of Mortgage Banking 2021 and Mortgage Lending Women of Inspiration 2023.Operations Infrastructure DevelopmentCredit Risk and Audit ManagementPost-Purchase Rebuttal ExpertNew Products Management TeamGovernment Insuring Manager Anti-Predatory Lending Specialist Underwriting Regulation ExpertisePolicy and Procedure Development Secondary Market Expertise Closing / Post-Closing SpecialistTireless Work Ethic US Air Force Veteran
Experience
Underwriting Manager
Sep 2025 — Present · MI, US
Oversee national mortgage underwriting and credit oversight, ensuring compliance with industry standards. • Develop and implement comprehensive policies and procedures to enhance operational efficiency. • Stay updated on changes in conventional and government guidelines to maintain regulatory compliance.
Education
Southern Illinois University Edwardsville
BA, Finance/Sociology
1992 — 2004
Skills
- Loans
- Mortgage Banking
- Sales
- Loan Origination
- U.s. Federal Housing Authority (Fha)
- Analysis
- Usda
- Reverse Mortgages
- Mortgage Lending
- Refinance
- Residential Mortgages
- U.s. Va Loans
- Va Loans
- Underwriting
- First Time Home Buyers
- Government Loans
- Policy
- Credit Risk
- U.s. Department of Agriculture (Usda)
- Team Leadership
- Customer Service
- Mortgage Underwriting
- Management
- Fha Financing
- Real Estate
- Credit
- Leadership
- Investment Properties
- Operations Management
- Finance
- Fha
- Credit Analysis
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