Costandina Maria Niedbala

Director @EY

London, GB
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Oct 2025 — Present

Director @EY

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London, GB

EDUCATION

2005 — 2008

The London School of Economics and Political Science (LSE)

Bachelor of Laws (LLB), Law

2008 — 2009

The University of Law, Moorgate

Postgraduate Diploma in Legal Practice (Corporate Route), Law

SKILLS

Project ManagementFinancial AnalysisCorporate FinanceMortgage LendingRetail BankingGovernanceCommercial LendingInterest Rate DerivativesConsumer Credit LawFinancial RiskSuitabilityConsumer LendingAnti Money LaunderingBankingRisk ManagementInvestment BankingManagementOperational RiskDue DiligenceFinancial ServicesEmployment LawRegulatory ComplianceFinancial RegulationBanking Law

ABOUT COSTANDINA MARIA NIEDBALA

An experienced and highly adaptable risk and compliance professional, working as a Senior Manager within EY\'s Conduct & Non-Financial Risk team. Leads high performing multi-disciplinary teams through significant business and regulatory change, with a unique ability to build practical solutions to meet complex legal and regulatory requirements, with a constant focus on the customer impact. Significant experience with large scale, global risk, remediation and transformation projects across Retail Banking, Private Banking and Wealth Management. Established strong relationships with both internal and external colleagues and clients and invests heavily in coaching, mentoring and training teams on both a formal and informal basis.Specific areas of expertise include- Leading our retail banking ESG proposition, supporting clients with review and implementation of greenwashing risk management frameworks; ESG risk management and op model; and ESG transition plans- Building compliance solutions across the 3LODs for Conduct and the implementation of the Consumer Duty, including review and enhancement of conduct risk and control frameworks; product governance and customer journey reviews; compliance monitoring; governance and accountability reviews- Leading policy change and policy simplification programmes- Mortgage arrears and litigation- Consumer Credit breaches- s.166 reviews, including suitabilityA strong leader who is able to motivate teams and influence at all levels whilst maintaining a positive working environment. A strong commitment to diversity and inclusion; LGBTQ+ ally; advocate for women & working parents.Wife. Mum of three. Foodie.

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Costandina Maria Niedbala — Director at EY in London, GB | Unifers