Ajay Kumar Reddy

About Ajay Kumar Reddy

Proven experience in assessment of Creditworthiness of client companies and Team Management-Experienced Credit Analyst in Risk Analysis in the Financial and Banking Institutions-Undertake rigorous credit risk analysis (Annual Review, Rating)encompassing industry / business research and financial analysis of various Large Financial Institutions (Banks, Insurance, Pension Funds, Hedge Funds, Private Equity Funds, Regulated Funds and Brokers / Dealers)-Maintain a high quality of analytics and rating committee presentation. Make presentations to the Rating Committee and respond to the questions/provide clarifications in support of the rating recommendation -Wide background in financial information analysis including Cash flow, Leverage analysis and Financial statements.

Experience

1. Credit Risk Analyst

   Acuity Analytics

   May 2022 — Present · Bengaluru, IN

   Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections\\\\n• Resolve issues and recommend solutions to moderate problems\\\\n• Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family\\\\n• Serve as an industry expert and advisor\\\\n• Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds\\\\n• Develop risk management framework and processes for funds\\\\n• Write a well-researched concise credit proposal either for the purpose of an annual review or for a new business deal, which highlights existing and emerging key credit risks and probable mitigants to the risks identified.\\\\n• Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses\\\\n• Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi\'s risk appetite\\\\n• Proactively monitor the assigned portfolio and track related client / industry / economic / regulatory news, as well as early warning indicators.\\\\n \\\\n\\\\n \\\\n \\\\n\\\\n \\\\n

Education

• Mangalore University

  Bachelor of Commerce - BCom, Accounting and Finance, 6.1

  2013 — 2016