Mark Colyer

Prepaid and Debit at Cross River Bank | Fintech | Consumer and Commercial Payments | BaaS

Role
Vice President - Business Risk (Prepaid, Debit, Deposit Accounts) at Cross River
Location
Ridgewood, NJ, US
LinkedIn followers
500 followers

About Mark Colyer

With over 15 years of experience in financial services, prepaid, payments, and product development, I am a fintech leader who drives strategic initiatives and delivers innovative solutions for consumer payouts and money transfer. As the VP of Payments and Operations at Juice Financial, a leading fintech provider of consumer disbursements across multiple verticals, I oversee the design, implementation, and management of the payments and operations division, ensuring compliance, efficiency, and customer satisfaction.I have a proven track record of developing and launching successful prepaid and payment products, such as the first cryptocurrency Bitcoin (USD) exchanged prepaid card in the USA, a legal gambling and e-sport gaming consumer payment portal, and a multi-issuance, multi-association platform that increased prepaid card issuance by 100% in 2014 at Jackson Hewitt. I have also managed over $1 billion in General Purpose Reloadable Prepaid Debit Card deposits and increased net income of third party driven payment products 5x in 2015 and 3x in 2016 at Metropolitan Commercial Bank. I am passionate about leveraging my expertise in fintech, payments, and prepaid to create value for consumers, partners, and stakeholders.

Experience

  1. Vice President - Business Risk (Prepaid, Debit, Deposit Accounts)

    Cross River

    Sep 2025 — Present · Fort Lee, NJ, US

    In my role at Cross River, I manage the business risk process for new FinTech partners requesting prepaid, debit, or digital deposit account solutions for both consumer and commercial products, ensuring alignment with the bank\'s strategic growth objectives. I focus on optimizing workflows and validating due diligence processes. By fostering cross-functional collaboration, cultivating strong relationships with stakeholders, and facilitating successful program approvals.

Education

  • West Virginia University

    B.S.

    1986 — 1990

Skills

  • Credit Cards
  • Electronic Payments
  • Ach
  • Strategic Partnerships
  • Marketing
  • Hispanic Marketing
  • Prepaid Cards
  • Payments
  • Gift Cards
  • Online Sales
  • Debit Cards
  • New Jersey
  • Value Proposition Development
  • Sales
  • Subprime
  • E-Payments
  • Alternative Payments
  • Payment Processing
  • Tax Preparation
  • Tarjetas Prepagada
  • Customer Acquisition
  • Strategy
  • E-Commerce
  • Mobile Payments
  • Electronic Funds Transfer
  • Product Management
  • Merchant Services
  • Marketing Strategy
  • Financial Services
  • Prepaid
  • Vas
  • Entrepreneur
  • Finance
  • Latino
  • Stored Value
  • Payroll
  • Online Marketing
  • Cards
  • Social Media
  • Money Transfer

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Mark Colyer — Vice President - Business Risk (Prepaid, Debit, Deposit Accounts) at Cross River in Ridgewood, NJ, US | Unifers