Cole Higginbotham

About Cole Higginbotham

As a Senior Account Executive, Commercial Card, I specialize in delivering strategic financial solutions to markets across Missouri and Kansas. My focus is on helping organizations transition from traditional, manual processes to high-efficiency, automated payment ecosystems.By leveraging Purchasing Card programs and Accounts Payable automation, I partner with businesses to:Optimize Working Capital: Extend days payable outstanding, while maintaining strong vendor relationships.Drive Process Efficiency: Eliminate the friction of manual check-cutting and reconciliation through end-to-end AP solutions.Enhance security and control by implementing robust digital payment frameworks that reduce fraud and give you granular visibility into corporate spend.Generate Revenue: Transform the AP department from a cost center into a value driver through strategic card spend and rebates.I am passionate about supporting the Midwest\'s local economies by providing the tools and personalized service community-based organizations need to thrive in a digital-first economy.Key Areas of Expertise:Commercial Payments Commercial Card Strategy Accounts Payable Automation & Integrated PayablesWorking Capital ManagementACH Automation

Experience

1. VP, Commercial Card Senior Account Executive

   Commerce Bank

   Feb 2026 — Present · Kansas City, MO, US

   As a Senior Account Executive for Commercial Card at Commerce Bank, I leverage our leading CommercePayments® payment and implementation solutions to provide recommendations that help organizations overcome payment challenges, increase efficiency, and maximize revenue while maintaining strong supplier relationships.I specialize in implementing Purchasing Card programs and Accounts Payable automation. My experience involves partnering with customers across industries, including manufacturing, higher education, K-12, government, municipalities, healthcare, construction, and retail, to transition from manual processes to streamlined, value-driven payment ecosystems.

Education

• Northwest Missouri State University

  Bachelor of Fine Arts - BFA, Fine and Studio Arts

  2008 — 2013

Skills

• Budgets
• Strategic Planning
• Customer Service
• Teaching
• Windows
• Microsoft Excel
• Powerpoint
• Negotiation
• Microsoft Office
• Research
• Java
• English
• Editing
• C
• C++
• Public Speaking
• Microsoft Word
• Photoshop
• Outlook