Kartik Chandrasekharan
Consumer Digital Product | Director at Citi US
- Role
- Director Head of Product, Unsecured Lending, Rewards and Loyalty, Us at Citi
- Location
- New York, NY, US
- LinkedIn followers
- 500 followers
About Kartik Chandrasekharan
Servant Leader and Digital Product executive based in NY with experience in Lending, Emerging Payments, Rewards and Loyalty, Digital Servicing, Digital Customer Acquisition and Cross-sell.Currently leading Digital Product Management for Citi’s US Consumer Unsecured Lending business, driving billions of dollars in Loan Sales and Revenue, and Rewards and Loyalty function accelerating growth of Citi’s suite of card rewards and benefits, Citi Travel, Shopping and Dining, Citi Entertainment.Served on the Board of Advisors of EMVCo (the standards body co-owned by Visa, Mastercard, Amex, Discover, China Union Pay and JCB) and helped define and shape-up the future of commerce.Optimist. Long term thinker. Value Investor. Obsessed with customers. Life-long student. Motivated by bringing out the best in people. Passionate about technology/digital and its ability to make the world a better place to live.
Experience
Director Head of Product, Unsecured Lending, Rewards and Loyalty, Us
Mar 2024 — Present · New York, NY, US
Leading a team of Digital Product Leaders and Product Managers, and accelerating Citi’s Unsecured Lending business growth. Remit expanded in 2Q25 to include product leadership for Rewards and Loyalty function to accelerate growth of Citi’s suite of card rewards and benefits, Citi Travel, Citi Dining, Citi Entertainment, and drive loyalty and stickiness.Championed Gen AI product assist capabilities for the Digital Products organization.
Education
SPJIMR SP Jain Institute of Management & Research
Post Graduate Diploma, Systems Management, Corporate Strategy
2007 — 2009
Virginia Tech
Master's degree, Information Technology
2007 — 2008
College of Engineering, Guindy
Bachelor of Engineering, Electronics & Communication
2003 — 2007
Skills
- Product Management
- Business Process
- Product Development
- Mobile Devices
- Management
- Business Development
- Digital Marketing
- Leadership
- Management Consulting
- Enterprise Software
- Vendor Management
- Product Marketing
- Business Analytics
- Pre-Sales
- E-Commerce
- New Business Development
- SEO
- Business Analysis
- Consulting
- Team Management
- Analytics
- Business Strategy
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