Cindy Lu

AVP Head of Accounting @E.SUN Financial Holding Co., Ltd

Sydney, AU
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Mar 2021 — Present

AVP Head of Accounting @E.SUN Financial Holding Co., Ltd

Sydney, AU

Responsibilities: •Lead and manage the accounting and tax functions for two Australian branches of a foreign ADI, providing financial leadership and governance support to management.•Oversee the APRA regulatory reporting process and ensure compliance with CPS 310 and all prudential reporting requirements.•Develop and maintain financial accounting manuals and internal control procedures in accordance with IFRS and AASB standards.•Manage monthly, quarterly, semi-annual and annual financial statement preparation for regulators and head office.•Design and implement a comprehensive tax governance framework, including BAS, FBT, ITR, transfer pricing and country-by-country reporting.•Collaborate with the CRO and external auditors to ensure branch-wide governance and regulatory compliance. •Manage automation projects (Wolters Kluwer APRA reporting solution) to improve data accuracy, timeliness, and regulatory reporting efficiency.Key Accomplishments:•Established the accounting and reporting frameworks for E.SUN’s Sydney (2016) and Brisbane (2018) branches from the ground up.•Delivered nine consecutive years of CPS 310 compliant audits with zero findings, demonstrating strong internal control governance.•Successfully led the APRA Reporting Reform Project and transition to APRA Connect, improving data integrity and submission accuracy.•Partnered with KPMG on a Tax Health Check Project, enhancing tax risk management & compliance efficiency.•Secured a 0.1% Term Funding Facility through the Reserve Bank of Australia and obtained state payroll tax refunds during COVID-19, strengthening branch liquidity.•Successfully saved in payroll tax through effective planning with the NSW Office of State Revenue.•Oversaw head office and regulatory liaison during the Financial Supervisory Commission audit (2023) with full compliance outcome.•Delivered major automation project on time and within budget, enhancing reporting accuracy by 40%.

EDUCATION

N/A

The Tax Institute

Chartered Tax Advisor/Graduate certificate in Applied Tax Advisory, Tax Law/Taxation

2010 — 2011

University of Technology Sydney

Master, Professional accounting

2012 — 2015

CPA Australia

Qualification, CPA

ABOUT CINDY LU

Experienced accounting profession qualified by CPA Australia, specialised in financing industry. Skilled in APRA Reporting, Budgeting & planning, Analysis and cost management, Banking, Account Reconciliation and taxation for foreign ADI. Local banking experiences are over 16 years and played a major role on opening foreign ADI branches in Australia.

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Cindy Lu — AVP Head of Accounting at E.SUN Financial Holding Co., Ltd in Sydney, AU | Unifers