Cindy Chanley
Owner, Ringler Associates
- Role
- Associate at Ringler
- Location
- Louisville, KY, US
- LinkedIn followers
- 500 followers
About Cindy Chanley
Structured Settlements - business owner based in Louisville, KY, providing services…
Experience
Associate
Nov 2003 — Present
Cindy markets, quotes and designs structured settlement plans and attends settlement conferences and mediations. She has extensive experience making presentations on a national basis regarding the benefits of structured settlements to all parties involved in personal injury cases. A Structured Settlement : Periodic Payment PlansA structured settlement is a method of settling a personal injury claim that involves a series of future payments made according to a benefit plan designed to support the needs of the claimant.A significant advantage to arranging a periodic payments settlement is that under Section 104 of the Internal Revenue Code, all payments made for a personal injury settlement are received “tax-free”. Although a traditional lump-sum cash settlement is tax-free, any interest earned on the settlement funds is subject to both federal and state income taxes. Periodic payment benefits provide a secure source of funds in the future and will not be affected by changes in the financial marketplace or the economy. Studies have shown that approximately 30% of the people who receive lump sum settlements have nothing left after only two months, 50% have no money within one year, and over 90% have spent all of their settlement within five years. A structured settlement is an increasingly favored method of resolving claims ensuring that monies will be available in the future, when needed. A structure ensures that you receive the settlement funds, with competitive yields – tax-free and transition fee-free, AND paid at points uniquely suited to your needs.Once in place, a structured settlement’s payment design cannot be changed. If you have further questions about structured settlements and the periodic payments presented, please call us directly at 87••••••41.Cindy is a member of the Board of Directors of Ringler Associates
Skills
- Sales
- Personal Injury Litigation
- Employee Benefits
- Property
- Insurance
- Torts
- Personal Injury
- Liability
- Reinsurance
- Finance
- Medical Malpractice
- Property
- Litigation
- Workers Compensation
- Legal Liability
- Negotiation
- Claims Management
- Mediation
- Wrongful Death
- Public Liability
- Medicare
- Public Speaking
- Risk Management
- Settlement
- Fixed Annuities
- Claim
- Structured Settlements
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