Gobara
Credit Risk Consultant @Desjardins
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WORK HISTORY
Credit Risk Consultant @Desjardins
CA
Responsible for credit risk reports to internal (top management) and external clients, such as Bank of Canada, Autorité des Marché Financier (AMF) and investor’s relations website. Monitor credit risk KPI’s (allowance, outstanding balance, PCL, write-off) of retail and wholesale financial products, especially residential mortgages, loans, credit cards, lines of credit providing an holist view across all entities.Key Achievements- After a short period of time, I successfully migrated the quarterly reports from one system (SAS base) to another (SAS Guide). I had to learn fast and to adapt to changes.
EDUCATION
USP - Universidade de São Paulo
Graduated, Engineering
FGV - Fundação Getulio Vargas
Specialization, Finance, Audit and Controlling
HEC Montréal
Master of Business Administration - MBA, Business Administration and Management, General
SKILLS
ABOUT GOBARA
HEC Montreal MBA 2019 graduate that incorporates business acumen with data science core skills. Through 11 years of experience in the financial sector, acquired the know-how to manage teams in the data & finance space and to work closely with international partners. Proven ability to apply data analytics to generate and implement business insights. Strong leadership, presentation and public-speaking skills and well versed in AI technologies. Mastery of business intelligence language: SQL programming Mastery of statistical software: SAS base, SAS Enterprise Miner, Microsoft Office Distinctive international exposure and fluent in English, French, Portuguese and Spanish. Feel free to contact me to discuss big data, financial planning, marathon running, tennis, travelling and cooking. I look forward to hearing from you!
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