Chuck Smith
Sr. Vice President / Chief Lending Officer at Valley Strong Credit Union
- Role
- Sr Vice President Chief Lending Officer at Valley Strong Credit Union
- Location
- Bakersfield, CA, US
- LinkedIn followers
- 500 followers
About Chuck Smith
Financial services executive and operationally-focused business partner with 30+ years of industry experience impacting and driving positive business results. Recognized as a leader in technology and innovations. Expertise in consumer, indirect, mortgage and commercial lending, banking, credit analysis, credit cards, and sales management, and an ability to build/develop strong teams, attain standardization and simplification, and work collaboratively.As SVP and Chief Lending Officer for the Texas Dow Employees Credit Union (TDECU), directed a team of ~140 and drove the safe/sound growth and expansion of the lending suite of products. Oversaw lending operations, debit and credit cards, ATM network, strategies, underwriting & loan portfolios’ overall credit risk management. Enhanced profitability and contributed to organic and inorganic growth that transformed TDECU from a credit union in 2 small-to-medium markets and $1.6Bn in 2011 to the largest one in the Houston-area and 4th largest in TX, with $3.3Bn+ in 2019.Earlier, as SVP & Chief Lending Officer, the San Antonio Federal Credit Union (SACU), significantly grew the business from $1.9B to $2.9B. Expanded SACU’s portfolio through product development and market strategy. Increased capability through acquisitions, technology and innovation. Introduced a successful program designed for low to-moderate income members of the credit union that received the Dora Maxwell Award in Joined SACU in 1994 and held progressive credit roles.Started professional career as Manager, Budget Tapes and Records in Charleston, WV. Held progressive roles in the credit area with several financial institutions in Texas, and served in industry and community leadership roles.BBA, Marketing, University of Houston. Completed many advanced professional programs with the American Institute of Banking, Consumer Bankers Association/University of Virginia, and the CUES CEO Institute (at Wharton, Johnson School of Management, and the Darden School of Business).
Experience
Sr Vice President Chief Lending Officer
Apr 2020 — Present · Bakersfield, CA, US
Education
University of Virginia
CUES CEO Institute / Darden School of Business, Strategic Leadership Development
2016 — 2016
University of Virginia
Consumer Bankers Association, Graduate School of Retail Bank Management
1999 — 2001
University of Houston
BBA, Marketing
1984 — 1986
Cornell University
CUES CEO Institute Johnson School of Management, Organizational Effectiveness
2015 — 2015
Leadership San Antonio
Class 33
2007 — 2008
University of Pennsylvania
CUES CEO Institute / Wharton School of Business, Strategic Planning
2017 — 2017
Skills
- Consumer Lending
- Mortgage Lending
- Credit Unions
- Credit Cards
- Commercial Lending
- Credit Analysis
- Sales Management
- Banking
- Retail Banking
- Credit
- Loans
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