Chuck Meredith

VP - Enterprise Authentication & Fraud @VyStar Credit Union

Currently I am the VP of Enterprise Authentication and Fraud since March of 2024. I manage two different fraud teams with a total of 29 investigators, analysts and managers. My role provides strategic direction to leadership in Enterprise Authentication for all LOB/Channels, Fraud detection and Fraud Investigations across the credit union. I am responsible for establishing and monitoring the Enterprise Risk Authentication Roadmap through all channels (Internet Banking, Call Center, IVR, etc). I am responsible for detection, managing cross-channel suspicious activity, fraud events involving deposits, loan accounts, plastic cards and electronic distribution channels (e.g, Internet Banking/mobile, Remote Deposit Capture, wires, ACH, etc.) I also set and define risk management strategies needed to identify, evaluate emerging or existing cross-channel risk drivers, implement risk management monitoring, response practices and define acceptable tolerance levels.