Christopher Wheeler

About Christopher Wheeler

I am a highly motivated professional with over 25 years’ experience in a diversified…

Experience

1. SVP Commercial Banking Manager

   Goldwater Bank, N.A

   Jan 2022 — Present · Phoenix, AZ, US

   Manage the Commercial Banking Division of Goldwater Bank as well as remain in a production capacity.• For the 11 months Feb. 2022 – Dec. 2022: Originated $40.3MM in new commercial loans comprised of 16 loans resulting in an average loan size of $2.5MM, at a weighted average annual interest rate of 7.2%, generated $453M in fee income, and brought in over $16MM in new deposits.• For the 12 months Jan. 2023 – Dec. 2023: Originated $12MM in new commercial loans comprised of 7 loans resulting in an average loan size of $1.6MM, at a weighted average annual interest rate of 8.8%, generated $131M in fee income, and brought in over $10MM in new deposits.• For the 12 months Jan. 2024 – Dec. 2024: Originated $22MM in new commercial loans comprised of 10 loans resulting in an average loan size of $2.2MM, at a weighted average annual interest rate of 7.9%, generated $209M in fee income, and brought in over $15MM in new deposits.• Lead and manage subordinated debt loan origination, underwriting, documentation, closing and monitoring functions for the bank.• Systematically call on both prior clients, as well as new prospective clients in an effort to achieve a high pull through rate of new business inclusive of both lending and depository relationships.• Proactively assign risk grades to new loans at origination and then actively monitor in conjunction with receipt of borrower & guarantor financial information & covenant testing.• Monitor market, industry, and segment trends via published research reports, attendance at various local economic conferences, and consultation with local market professionals and experts.• Present loan pipeline and production reports and provide market updates in weekly Pipeline, Credit Committee meetings as to keep Management up to date on lending activities as well as trends and changes in the market footprint.

Education

• Northern Arizona University

  Bachelor of Science - BS

• Glendale Community College

  Associate of Arts - AA