Christopher Pyle

Senior Mortgage Underwriter @Change Lending

Austin, TX, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jan 2025 — Present

Senior Mortgage Underwriter @Change Lending

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Expertly underwrite and approve residential mortgage loans with an emphasis on new construction projects, consistently ensuring compliance with agency (FNMA/FHLMC/FHA/VA/USDA) and investor guidelines, as well as internal credit policy.· Analyze complex borrower profiles, new construction contracts, builder documentation, and appraisal reports to accurately assess risk and validate collateral acceptability.· Collaborate closely with builders, loan officers, processors, and construction project managers to resolve issues and expediently clear conditions, maintaining industry-leading cycle times and a high level of customer satisfaction.· Conduct detailed reviews of construction budgets, draw schedules, plans and specs, and completion certifications to ensure adherence to lending requirements and minimize risk exposure.

EDUCATION

1995 — 1998

University of Texas at Austin

Bachelor of Business Administration

1995 — 1998

The University of Texas at Austin

Finance

SKILLS

CreditMortgage LendingFinancial AnalysisMortgage UnderwritingVa LoansRefinanceConformingUnderwritingRisk ManagementMortgageFinancial RiskFha Direct EndorsementDue DiligenceConventionalLoss MitigationFha FinancingReal EstateVa SarConstructionLandVaPortfolio ManagementLoansComplianceCredit RiskRiskHomeCredit AnalysisFha

ABOUT CHRISTOPHER PYLE

Executive Vice President of Operations

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