Christopher Peakes

Credit Analyst @Equity Bank

Overland Park, KS, US

Conducted in-depth financial analyses on potential and existing clients to assess creditworthiness, utilizing various financial ratios and forecasting models for sound lending decisions.•Underwrote credit applications with complex structuring, including combinations of RLOCs, GLOCs, term, construction and mini-perm financing on relationships up to and exceeding $10MM exposure. • Reviewed and interpreted financial statements, tax returns, and business documents to evaluate loan applicants\' viability and stability across multiple industries including but not limited to commercial real estate, C&I, construction and hospitality. • Collaborated with risk and compliance teams to ensure regulatory compliance, resulting in zero violations during audit cycles.•Collaborated with senior lending team and market leadership to ensure loans are structured to meet cash flow and debt service coverage requirements and covenants. •Assist with developing new sources of revenue within existing relationships by maintaining knowledge of commercial banking products and services.

Texas Christian University

Bachelor's Degree