Christopher Garnett

About Christopher Garnett

As a Business Analytics Consultant at PNC, I help drive strategic decision making for the bank\'s Retail Distribution team, currently working on its $1.5 billion Retail Banking expansion initiative. Using financial modeling and data analytics, I provide insights that shape PNC’s distribution strategy, supporting work sets for 200 new branches and 1,400+ renovations across our growing network. My role bridges analytics and strategy, translating complex financial models into clear, actionable insights for executives.Previously, I honed my financial acumen in PNC’s Finance & Accounting Development Program (FADP), where I partnered with senior leaders across Investor Relations, Finance Project Management, Asset & Liability Management, and Real Estate Finance. As Manager of the Analyst Leadership Council, I expanded my leadership skill set, fostering collaboration and professional development within the program.I thrive at the intersection of finance, strategy, and analytics, leveraging data to uncover meaningful insights that drive business growth. Passionate about continuous learning and team development, I aim to make an impact by turning numbers into narratives that shape business decisions. Additionally, I am a Career Prep Alumni for Management Leadership Tomorrow (MLT), an organization that strives to spotlight high achievers from underrepresented communities to realize their full potential and make a difference. I hold a bachelor’s degree in Economics with a Finance sequence from Claremont McKenna College and hold a dual Film Studies degree with honors distinction. My senior thesis was an event study written on Corporate Venture Capital Investments & Streaming Service Launch Events by Media and Entertainment Firms Additionally, I was involved in the Senior Class Cabinet and Office of Black Student Affairs during college. In my spare time, I enjoy reading, investing, watching films, traveling, and exercise as well.

Experience

1. Retail Distribution Strategy & Analytics

   PNC

   Aug 2024 — Present · Pittsburgh, PA, US

   Led financial model for $0.5B Southeast retail branch expansion, sizing 144 Denovo branches across 7 MSAs (17% projected IRR, 7% branch penetration goal)• Advanced Denovo Scorecard analyses through integration of 40+ production KPIs and waterfall visuals, conducting detailed post-mortem assessments of Denovo retail branches to identify areas for optimization in distribution networks, enhancing operational efficiency• Prepared valuation analyses and conducted scenario testing using an EUC (End User Computing) tool for expansion models, testing financial models on various assumptions to project 5- and 10-year PPNR, payback, breakeven, and IRR. Incorporated Census data on median household income to scenario test affluency factors in expansion markets for financial models• Presented financial analyses to executives and network planning committee, influencing $100M+ in expansion decisions, improving forecast accuracy, and enabling bulk fund approvals.

Education

• Claremont McKenna College

  Bachelor of Arts - BA, Economics and Film Studies, Sequence in Finance

  2019 — 2023