Christopher Thomas
Sr Loan Officer @Consumers Credit Union
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WORK HISTORY
Sr Loan Officer @Consumers Credit Union
Discuss possible product and service options to meet clients’ needs and advise risks factors and benefits of each, while establishing strong business relationships•Originate loan applications, while recommending solutions in accordance with lending guidelines and client requirements•Collect and analyze members’ financial status, credit and property evaluations to determine feasibility of granting loan•Interview members and request specific information and documents to insure a complete and accurate loan application•Compiles loan packages, submits to loan underwriting committee for approval when appropriate, and facilitates negotiation of loan product, including stipulations, loan repayment options, and other credit terms•Recognize and act upon referral opportunities to achieve individual sales goalAssist clients with consolidation of debts or cash-out refinance in order to reflect a savings and reduce debt to income ratio•Strong problem-solving skills and an interest in finding solutions for clients with poor creditSlice of Life Reality Fair: Helped facilitate a financial awareness seminar that was geared towards teaching high school students how to make smart financial decisions with housing, entertainment and insurance etc. UNITE: Assisted with creating our first Diversity Equity & Inclusion department group: Uncover New Ideas and Together Educate (UNITE), which addressed key topics such as unconscious bias, microaggressions, and cultural competency within the community.
EDUCATION
Western Michigan University
Bachelor of Business Administration - BBA, Business Administration, Management
ABOUT CHRISTOPHER THOMAS
Loan Officer at Consumers Credit Union NMLS: 2137201
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