Christopher Topazi

Banking Technology Executive | Operating Model & Capital Discipline

Role
Fractional CIO, Enterprise Platform & Corporate Banking Executive at Fintech Advantage
Location
Birmingham, AL, US
LinkedIn followers
500 followers

About Christopher Topazi

I operate at the intersection of banking technology, capital discipline, and enterprise execution.Regional and mid-sized banks don’t struggle because they lack tools. They struggle when operating models, governance, and capital deployment move out of alignment. That misalignment eventually shows up in efficiency ratios, integration drag, and risk complexity.My career has focused on closing that gap.I’ve led application development, enterprise platforms, and continuous improvement initiatives inside regulated financial institutions. I’ve worked through M&A integration, modernization efforts, regulatory scrutiny, and high-pressure operating environments. I understand what it means to build the plane while flying it.What differentiates sustainable institutions isn’t technology spend — it’s governance architecture:• Sequencing discipline across initiatives• Integration rigor post-acquisition• Clear ownership of capital allocation• Alignment between risk, finance, and technology• Structural simplification — not cosmetic cost cuttingI’m particularly focused on helping banks think clearly about:– Operating leverage– Platform rationalization– Capital governance– Risk-aligned technology strategy– Enterprise scale executionIf you’re navigating growth, integration, modernization, or structural efficiency pressure, those are conversations I understand well.

Experience

  1. Fractional CIO, Enterprise Platform & Corporate Banking Executive

    Fintech Advantage

    Mar 2018 — Present

Education

  • Auburn University

    Bachelor of Science (BS), Management Information Systems, General

Skills

  • Technology Change Management
  • Requirements Analysis
  • Vendor Management
  • Cios
  • Disaster Recovery
  • Robotics
  • Business Intelligence
  • Enterprise Software
  • Business Analysis
  • .net
  • Strategic Planning
  • Sdlc
  • Microsoft Sql Server
  • Databases
  • Business Process Improvement
  • Ssis
  • IT Service Management
  • Soa
  • Banking
  • Risk Management
  • Rpa
  • Six Sigma
  • Integration
  • Software Project Management
  • Project Delivery
  • Continuous Improvement
  • Software Development
  • IT Strategy
  • Management
  • Process Improvement
  • Data Warehousing
  • Big Data
  • Lean Six Sigma
  • Microsoft Azure
  • Business Process Automation

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