Christine Scott

Underwriter Iii - Scenario Desk Underwriter @Newrez

Fort Lauderdale, FL, US
EMAILS
c••••••••@newrez.com
MOBILE NUMBERS
+19•••••••31

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WORK HISTORY

Jul 2019 — Present

Underwriter Iii - Scenario Desk Underwriter @Newrez

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Summary:As a scenario desk underwriter, I am responsible for providing accurate, expeditious, and friendly guideline clarification to our sales teams for our wholesale, joint venture, direct-to-consumer, and direct-to-broker channels. I am a detail-oriented critical thinker who takes the initiative as well as works with others to efficiently and effectively meet turn times to maintain customer satisfaction. We are a team that is the central point of contact for our sales partners by providing a thorough understanding of product/policy guidelines and the ability clearly articulate the interpretation of the guidelines. This guidance ranges from answering scenario questions, providing investor-specific guidelines, reviewing documentation prior to loan submission, and providing income calculations.Job Responsibilities include, but are not limited to- Daily loan support for our sales partners via our ticketing system as well as phone calls for underwriting/loan scenario-based questions- Research and respond to guideline inquiries providing the highest level of support- Assist in interpreting loan eligibility and lending guidelines- Analyzing various underwriting scenarios and suggesting potential alternative options with different investors- Review and analyze complex income documentation, including personal and business tax returns, and provide calculations to be used for qualifying- Collaborate with team members and work effectively in a team-oriented environment and open communication amongst other department managers and AVP\'s - Maintaining a strong focus, continued growth, and continued learning essential underwriting knowledge- Assist with other responsibilities and projects as identified by management.

EDUCATION

1988 — 1989

Finlandia University

Music Performance, General

SKILLS

Investment PropertiesConventional FinancingMicrosoft OfficeCreditEvent PlanningMicrosoft WordUsdaCredit AnalysisPublic SpeakingMicrosoft OutlookLeadershipU.s. Federal Housing Authority (Fha)Customer ServiceUsda Rural HousingU.s. Fha FinancingMicrosoft ExcelManagementTeam BuildingUsda Rural

ABOUT CHRISTINE SCOTT

With over 20 years of comprehensive underwriting experience, including advanced…

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