Christian Gemar

About Christian Gemar

Passionate, driven 20+ year Senior Executive leader of large-scale Initiatives, to include Risk, Compliance, Compliance Testing, Regulatory oversight, Audit, Asset Management, EPMO, Operations and Technology. Delivers Process Improvement and Reengineering, Regulatory and Compliance Management System (CMS) assessments and redesign across 3 Lines of Defense, Risk-Controls reviews, rating, and remediation methodology and associated Risk and Compliance testing, technology integrations, InfoSec assessments, ESG Planning and Assessment - for both internal business sponsors and external clients. Also, well-versed in IRM and GRC systems and core platforms. Creatively and collaboratively leads strategic, cross-functional initiatives managing 10-40 team members and 70+ stakeholders to include Legal and Audit. Experience in Commercial, Residential Mortgage, Consumer (HELOC, Auto, Student, Unsecured) Lending, Banking, Money Services Businesses, Wealth Management and Advisory, and Consulting industries.Long-term objective: To be a CRO, CCO, COO20+ year Executive Leader in diversified Financial ServicesPossessing Specialties/Certifications/Subject Matter Expertise: MBA (CIS and Finance emphasis)Certified Regulatory Compliance Manager (CRCM)Certified Internal Auditor (CIA)- pendingRegulatory Exam Mgmt and Response (OCC, CFPB, FRB, FDIC, OMB, IG, DOD, DOT)Consumer Protection Leader - UDAAP, Fair Lending/ECOA, SCRA, FCRA, HMDA, Fair Housing Act (FHA), Community Reinvestment Act (CRA) SMEReg E, P, W, Z (Dodd-Frank Act) SMEDebt-Equity-Liquidity Stress MonitoringSOX, Volcker Rule, Basel Compliance AML/BSA/KYC, Fraud Investigation, OFAC, SAR Case MgmtEnterprise Risk Mgmt (ERM), Assessment and MitigationVendor Risk Mgmt (VRM), Performance Mgmt, Assessment and AuditSpecialty Lending and High Net Worth Consumer, Registered Investment Agent (RIA) and Commercial Lending and Non-Bank Financial Services risk and compliance oversight, testing, auditEnterprise Program Mgmt Office (EPMO) LeadershipPMP Certification by PMISix Sigma Green BeltSix-Sigma Lean Professional (SSLP) certifiedChange Management Specialist (CMS) certifiedSarbanes-Oxley Trained Professional (SOTP) certifiedStatistics, Modeling and Data AnalyticsAsset Mgmt (residential and commercial) for REO, SS, DIL, FCSoftware Integrations, IT, InfoSec SolutionsControls Mgmt, TestingInfrastructure (Data Centers, Networks) TransformationsISO 9001/27001

Experience

1. Director

   Citi

   May 2023 — Present · Dallas-Fort Worth, TX, US

   C15-Level Executive Leader of Cross-Functional Initiatives for Independent Compliance Risk Management (ICRM) within the Chief Administrative Office (CAO) team. We cross all three lines of defense of multiple lines of business, respond to regulatory findings, enhance monitoring and testing, improve institutional risk appetite oversight, develop A.I. use cases, governance and risk assessments, detect and diagnose emerging risks, improve AML/KYC/Sanctions controls, minimize operational and non-financial risks, implement Executive Committee and Board reporting and communication, redesign KRIs, KPIs and metrics, and support our business stakeholders to better manage risk, improve regulatory compliance, strengthen controls, and keep Citigroup in the industry leadership position of global financial services.

Education

• United States Military Academy at West Point

  Bachelor of Science (B.S.), Systems Engineering

  1994 — 1998

• Tarleton State University

  MBA, CIS / MIS / Finance

  2000 — 2002

Skills

• Change Management
• Loan Servicing
• Executive Reporting
• Sox
• Lean Six Sigma
• Management
• Project Management Office (Pmo)
• Project Management
• Business Process Improvement
• Project Delivery
• Business Analysis
• Mortgage Lending
• Software Development Life Cycle (Sdlc)
• Business Process
• Software Integrations
• Mortgage Servicing
• Program Management
• Asset Management
• Vendor Management
• Integration
• Regulatory Compliance
• Project Portfolio Management
• Pmo
• Pmp
• Mortgage Underwriting
• Logistics
• Financial Analysis
• Information Technology
• Management Consulting
• Microsoft Project
• Business Intelligence Tools
• Business Intelligence
• Commercial Banking
• Six Sigma
• Ms Project
• Risk Management
• Compliance Management
• Information Security
• Mortgage Compliance
• Reo Asset Management