Chris Merrick
Fee only Advice only Financial Planner, Principal @Merrick Financial Inc
Signup · Get unlimited contacts
WORK HISTORY
Fee only Advice only Financial Planner, Principal @Merrick Financial Inc
Toronto, ON, CA
As a team of fee-only financial planners we provide unbiased financial advice and planning services, charging a fee directly from our clients, rather than earning commissions or fees based on product sales.To be successful in reaching your goals it\'s necessary to have a plan in place and to follow a process. That is, to make your life and financial decisions not by accident but by design.Services we offer- Financial Plan for mid-career professionals- Financial Advice for business ownwers- Retirement planning or pre-retirement assessmentWhy choose an advice only financial planner- Fee-only is the best way to go as we have your own best interests in mind- While fee-only planners may have higher upfront costs, this can be offset by receiving unbiased advice and avoiding hidden charges- When your advisor\'s income doesn\'t depend on selling specific financial products, you can be more confident that their recommendations are based on your needs, not their compensation- I’m a Certified Financial Planner and so is each person in my team.
EDUCATION
Queen's University
Leadership Presence Certificate, Business Administration and Management, General
Harvard University
Certificate of Business Analytics, Business Analytics
Brock University
Bachelor of Business Administration - BBA with honours, Business
ABOUT CHRIS MERRICK
Based in the financial center of Toronto, we are a team of fee-only financial planners who provide unbiased financial advice for a fee. Our model cuts down on conflicts of interest; we don\'t recommend or sell specific financial products. Our transparency brings lasting, long-term relationships with our clients.Our Services Include: Financial Planning360-degree assessment of your financial life. We use Advanced Scenario Analysis to stress-test your plan against real-world variables like market volatility or inflation. Financial Planning for Business OwnersW help business owners navigate the overlap between corporate and personal wealth. We provide unbiased guidance on asset location, tax-efficient compensation, and risk management without the conflict of product sales. Retirement Planning / Pre-retirement AssessmentWe specialize in the \"decumulation\" phase; turning your hard-earned assets into a sustainable, tax-efficient paycheck that lasts a lifetime. Questions we help you answer: Do we have enough? We model your assets against your desired lifestyle to ensure you won\'t outlive your money.Our Clients- We serve clients across Canada, including business owners and individuals seeking unbiased financial advice. Our clients value independent guidance without the influence of product sales- Clients come to us when they need to make significant financial decisions; what to do with an inheritance, consideration of a large purchase, where to allocate surplus cash flow, investment questions, tax related issues, pension decisions, executive compensation questions, real estate questions, cross-border, risk management, etc.Our Credentials and Experience- Merrick Financial Inc. holds the Certified Financial Planner (CFP) designation; globally recognized as the standard for financial planning excellence- We are proud members of the Financial Planning Association of Canada and adhere to its high ethical standards- We have been recognized with the Quality Business Award for Best Financial Planner in Toronto. We also have 5-star Google ReviewsIf you\'re interested in learning more, schedule a free initial consultation:
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.