Chris Schmidt

About Chris Schmidt

I have spent the last 20+ years in the Banking & Finance with the last 13 years focused on C&I, SBA(7a)/504\'s, factoring, Start-Ups, or anything you can throw at me. My focus has always been providing the appropriate product or options for the Relationship I\'m working to obtain. My relationships are not transactional, it\'s my job to keep them a relationship!I spent the first 10 years of my career learning all things Retail Banking. I have expert experience in origination in just about all products, which include Consumer/Residential Loans/Commercial/Gov. I have financed anything and everything. If there is a way, I will get it done! If it makes sense.The last 10 years my concentration has been on Conventional Owner/User Commercial Real Estate, C&I, SBA 7(a), SBA (504) and well versed in The Cares Act, managing all things Paycheck Protection Program, RRF, Shuttered Venue programs.Currently working directly with The Office of Capital Access for the Small Business Administration (Fresno Commercial Loan Servicing Center - Remote) directly reporting to the Deputy Director on a multitude of complex projects, liaison between the Agency, our District Offices, and Delegated Lenders. Researching complex SBA loans for both our Lenders & Borrowers, proficient in the new Universal Purchase Program,(UPP), SOP’s, liquidation, and post servicing actions.I was tasked with creating a form of tracking and managing Congressional responses, correspondence, and resolution of these complex cases. Involved with IT on creating/testing our Dynamics Platform (CRM), which allows me to obtain ODA/OCA information. Working directly with our internal HQ IT team to assist in creating a streamlined process to manage all correspondence, whether Congressional or other. Considered a subject matter expert, I strive to always follow-up and follow through on issues, working with OCRM, researching, and working with banks and borrowers. I am a true believer of the Small Business Administration.I am a producer, always will be. I love the chase and always will! My happiness will come from being challenged, with the right culture!

Experience

1. Sba Loan Specialist

   U.S. Small Business Administration

   Apr 2020 — Present · US

   US Small Business administration (SBA) Commercial Loan Specialist. During the COVID crisis, I was hired on as a Contractor; within 6M, I was offered a \"Term Appt.\" Initially was picked up on the FOIA team. On this team I proposed tweaking existing procedures to help contractors coming in vs. procedures written for permanent staff already on board. Handled training for all new contractors on SOP’s, Procedural guidance, and subject matter expert in a wide range of Government backed loans. Work individually with all contractors, including permanent staff on Paycheck Protection Program loan guidance & guidelines along with other teams/contractors on policies & procedures, providing guidance and assisting to our internal colleagues, District Offices, Lenders, and Borrowers. Directly working for our Deputy Director, I am utilized in multiple project management objectives, which included creating a process workflow for the Center’s research, and providing a draft response to all Congressional, White House, OIG, and General inquiries to our Administrator. Additional responsibilities include working with center staff with ongoing procedural changes, our new Universal Purchase Package (UPP), Forgiveness Platform, and CAFS 10+ yrs. of experience in originating Commercial loans, including Commercial Real Estate, C&I, Equipment Finance, and all Small Business Administration productsWith over 20+ years of Retail & Commercial Banking & Finance experience has provided me the ability to swiftly pivot to any position within the Government, or Private Sectors. With a strong analytical and financial background, I have developed numerous market insights and developed successful partnerships with our stakeholders to build and maintain value-added services to internal and external clients, in all positions held. Over the last three years, I have ended the year with an annual review of “5 Outstanding”, continuing striving for that goal year over year.

Education

• Everett Community College

  EMT-B, Fire Science/Fire-fighting

  1999 — 2000

• Snohomish County Fire Recruit Acedemy - Warm Beach

  Fire Fighter Recruit Academy, Fire Science/Fire-fighting

Skills

• Managerial Finance
• Relationship Management
• Land Acquisition
• Commercial Real Estate
• Retail Banking
• Credit
• Portfolio Management
• Loans
• Sba 504
• Banking
• Cross Selling
• Financial Services
• Credit Analysis
• Commercial Banking
• Land Development
• Sba 7a
• Commercial Lending
• Working Capital Management
• Trade Finance
• Mortgage Lending
• Finance
• Consumer Lending
• Real Estate
• Mergers & Acquisitions
• Deposits
• Customer Retention
• Treasury Management
• Sales
• Sba
• Capital Equipment
• Small Business Lending
• Financial Risk