Chris Gardner

Investment Director, Personal Injury and Court of Protection Specialist @Rathbones

England, GB

There are two distinct elements to our services: investment management to meet the protected party’s or Trust\'s individual requirements, and support for professional and lay deputies or trustees with regard to their client’s wider financial and/or welfare related matters.We build our service around a set of unique circumstances and we take the time to understand each individual’s needs. We will utilise cash flow modelling to determine the most appropriate or prudent course for investment, always ensuring sufficient liquidity has been retained for known capital expenditure and to act as a contingency fund.Rathbones can look across the whole of the market to find the most appropriate investment solutions. Damages awards are managed by the team who understand the nuances of personal injury investment and the responsibilities of deputies and trustees. Our investment managers are supported by our central investment process and guidance from our in-house investment committees.Alongside our core personal injury (PI) investment approaches, the team can offer risk adjusted strategies with a passive or environmental, social and governance (ESG) bias.Compensation awards are typically of a size where effective tax planning is a major consideration for deputies and trustees. The team has the benefit of a dedicated specialist personal injury financial planner who can assist with this.