Chirag Parmar

Role: Dy Vice President - Credit Risk - Integrated Risk Management - Commercial Retail Products at HDFC Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

OtherView LinkedIn profile

About Chirag Parmar

Chartered Accountant with 10+ years of experience in the financial services industry, specializing in credit risk management, underwriting, portfolio monitoring, policy formulation, and early warning signal frameworks across Wholesale, SME, and Retail Assets.Proven track record in developing risk frameworks for optimizing credit processes. Experienced in working with diverse products including Commercial Vehicle, Construction Equipment, Healthcare, Dealer Funding, Educational Institutions and Financial Institutions Lending.

Experience

Dy Vice President - Credit Risk - Integrated Risk Management - Commercial Retail Products
HDFC Bank
Jun 2025 — Present · Mumbai, IN
Lead credit risk management for Term Loan and Working Capital across Commercial Transportation, Healthcare and Dealer Funding portfolio with oversight of ~ Crore.• Managed broad-spectrum risk exposure including specialized risk noting and diligence for critical cases across both retail loans (starting at ₹50 Lakh) and high-ticket corporate assets (up to ₹500 Crore). • Governed the review and final approval of all Material credit underwriting policies / product programs/frameworks and related processes.• Designed and implemented risk frameworks and thresholds to ensure structured, critical evaluation of products to identify key risk.• Regularly present portfolio health, stress-test results and recommending corrective action plans to senior leadership and Board Committees.• Partnered with analytics teams to enhance/feedback on models and model outputs.• Implemented monitoring dashboards and early warning signals to improve proactive risk mitigation.

Education

The Institute of Chartered Accountants of India
CHARTERED ACCOUNTANT, COMMERCE
2010 — 2015
Kishinchand Chellaram College of Arts Commerce and Science
Bachelor of Commerce (B.Com.), Business/Commerce, General
2009 — 2012
Corporate Finance Institute® (CFI)
Fundamentals of Credit, Credit
2020

Contact information

Verified work emails, personal emails, and direct dials — unlocked in one click.

Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
Direct dial
+•• ••• ••• ••••

Unlock verified contacts

Free to start · No credit card required

Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

Find verified contacts for anyone on LinkedIn

Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.

Start for free See how it works

Free plan included · No credit card required

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.

About Chirag Parmar

Experience

Dy Vice President - Credit Risk - Integrated Risk Management - Commercial Retail Products

Education

The Institute of Chartered Accountants of India

Kishinchand Chellaram College of Arts Commerce and Science

Corporate Finance Institute® (CFI)

Find verified contacts for anyone on LinkedIn