Cheryl Harding

Cheryl Harding

Sr Vice President Employee Benefits @Moody Insurance Agency

Colorado Springs, CO, US
EMAILS
c••••••••@moodyins.com
MOBILE NUMBERS
+17•••••••38

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WORK HISTORY

Mar 2014 — Present

Sr Vice President Employee Benefits @Moody Insurance Agency

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We provide a broad spectrum of services to employers regarding employee benefits. We guide employers through the changing healthcare environment, compliance, and legal updates, while providing high-quality cost effective benefit solutions with a support team dedicated to exceptional service to the client.I have extensive experience providing self-insured employer programs as well as fully-insured solutions, wellness programs, utilization and cost management.

SKILLS

PensionsWhole LifeHealth Savings AccountsWellness ProgramsFmlaWorkers CompensationEmployee BenefitsDisability InsuranceExecutive PayLife InsuranceProperty & Casualty InsuranceBusiness PlanningUnderwritingEmployee Benefits DesignInsuranceClaimHealth InsuranceBrokersStrategic PlanningBenefits AdministrationSales401kEmployee WellnessTerm Life InsuranceLong Term Care InsuranceErisaRetirementFlexible Spending AccountsFsaMedicareCobraComplianceWorking with BrokersLong-Term CarePlan Design

ABOUT CHERYL HARDING

With over 25 years of experience in the insurance industry, I bring a deep well of knowledge and a consultative, client-first approach to employee benefits strategy. Since joining Moody Insurance Agency in 2014, I’ve focused on helping organizations across the Front Range—including school districts, nonprofits, manufacturing firms, and construction companies—build competitive, ACA-compliant benefits programs that align with their unique goals and financial realities.My background includes over 20 years at Wells Fargo in sales and consulting, where I earned several key industry designations, including the Health Insurance Institute of America’s Managed Care Certificate and advanced credentials in Long-Term Disability and Long-Term Care. These qualifications, combined with decades of hands-on experience, give me insight into the challenges businesses face in managing healthcare costs, workers\' compensation, and employee benefits.I take the time to understand each client’s unique needs and customize solutions by leveraging Moody’s strong relationships with top national carriers and our extensive in-house resources. My goal is to empower decision-makers with the information they need to confidently shape the future of their employee benefits.Beyond my work in insurance, I’m passionate about giving back to the community. I’ve served on the boards of CASA, the Colorado Springs YMCA, the Boy Scouts of America, and Colorado Springs Downtown Inc, supporting organizations that make a difference locally.

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