Cherise du Plooy
Advanced Credit Risk Specialist @Mollie
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WORK HISTORY
Advanced Credit Risk Specialist @Mollie
DE
As an Advanced Credit Risk Specialist, I am responsible for delivering end-to-end credit assessments and ongoing portfolio risk oversight. My core responsibilities include- Conducting full financial and credit risk assessments - Providing clear, risk-mitigating recommendations aligned with internal risk appetite- Continuously monitoring existing merchant portfolios and advising on credit limits, exposure levels, and collateral requirements- Identifying early-warning indicators across financial, operational, and dispute behaviour metrics- Collaborating with onboarding, commercial, fraud, and compliance teams to ensure safe and scalable growth
EDUCATION
Stellenbosch University
Bachelors of Arts, International Studies
University of Bayreuth
Master of Arts - MA, History and Economics
ABOUT CHERISE DU PLOOY
I am an Advanced Credit Risk Specialist at Mollie with a background spanning macro- and micro-level risk analysis, data-driven strategy, procurement analytics, and economic risk forecasting. My work focuses on evaluating the financial health, business models, and operational risks of merchants to support safe, scalable growth within the payments ecosystem.Before joining Mollie, I held senior roles and specialisations in value analysis and procurement, where I led data-driven assessments that enabled strategic cost optimisation and improved resource allocation across product portfolios. Earlier in my career, I worked as a Country and Political Risk Analyst, producing forward-looking risk intelligence for global clients across finance, retail, energy, and advisory sectors.Across these roles, a common thread has been my ability to transform complex financial, operational, and macro-level insights into clear recommendations that support resilient decision-making. I enjoy working at the intersection of risk, data, and strategy — and contributing to environments where critical thinking, collaboration, and continuous improvement drive meaningful impact.
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