Chelsea Bressingham
Mortgage Loan Originator @Hartford Funding, Ltd
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WORK HISTORY
Mortgage Loan Originator @Hartford Funding, Ltd
Woodbury, NY, US
Specializes in originating, servicing, and managing mortgage loans for residential, commercial, and refinancing purposes.• Analyzes financial information such as income, assets, debts, credit history, and financial statements to determine loan eligibility. • Educates clients on mortgage products, interest rates, closing costs, etc. and guides them in making informed decisions, advising on the various types of mortgage loans available and assisting in selecting the most suitable options aligned with their financial situations and goals.• Specializes in non-QM (Non-Qualified Mortgage) loans, providing customized lending solutions for borrowers who may not meet traditional lending criteria.• Guides clients through the mortgage application process, including gathering necessary documents, completing applications, and explaining terms and conditions.• Evaluates loan applications and assesses risk factors to make informed lending decisions.• Stays current on industry regulations, market trends, and lending guidelines to provide accurate and up-to-date information.• Establishes detailed marketing/business plan and cultivates relationships with potential and existing loan customers, realtors, builders, developers and and other professional and personal contacts • Knowledge of federal lending regulations governing real estate lending and mortgage processing, underwriting, and closing procedures• Networks through professional, business and community organizations and activities to promote and market loan products
EDUCATION
Long Island University
Master's degree, Sports Management
Nassau Community College
Certification, Audio Engineering
Farmingdale State College
Bachelor of Business Administration - BBA, Business, Management, Marketing, and Related Support Services
Nassau Community College
Associate's degree, Liberal Arts and Sciences/Liberal Studies
ABOUT CHELSEA BRESSINGHAM
Experienced finance and marketing professional with a demonstrated history of leadership, hard working, organized and goal oriented skills. Skilled in management, communication, marketing, finance, executive and administrative duties, and social media. I am a recent graduate this past May 2023 from the LIU Roc Nation Sports Management Masters Program.
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