Charu Dutt Sharma

Chief Sales Officer (CSO) @AbleCredit - GenAI Infra for BFSI

Mumbai, MH, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

May 2025 — Present

Chief Sales Officer (CSO) @AbleCredit - GenAI Infra for BFSI

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Bangalore Urban, IN

AbleCredit is a GenAI-powered agent transforming credit access in India (Bharat). Using advanced Voice and Vision AI, we enable real-time data and intelligence collection for MSMEs and individuals seeking LAP ( Loan against Property) by converting voice, images, and videos into structured credit intelligence, instantly. Trained over 20 months on vernacular and field data, our proprietary models are built for Bharat’s unique needs: low literacy, low connectivity, and diverse languages. AbleCredit empowers lenders—NBFCs, Banks, and SFBs—to serve the last-mile user with speed, accuracy, and scale.

EDUCATION

1991 — 1994

University of Allahabad

Bachelor of Science (BSc), Mathematics

2000 — 2003

SVKM's Narsee Monjee Institute of Management Studies (NMIMS)

Master of Business Administration - MBA, Finance

SKILLS

FinanceCreditFinancial ModelingCommercial BankingBankingRisk ManagementTeam ManagementPortfolio ManagementLoansCorporate FinanceManagementFinancial RiskTrade FinanceInvestment BankingCredit RiskRelationship ManagementRetail BankingDerivativesFinancial AnalysisCredit Analysis

ABOUT CHARU DUTT SHARMA

Highly enterprising & techno-savvy leader in Banking and FinTech with over 25 years in decisive roles for BFSI sector, leading business development and marketing strategies for technology–driven data & banking products, currently with @ablecredit as Chief Sales Officer. Earlier spearheaded Sales with CAMS Ltd, Finvu AA and Singapore based Fintech Value3 as Leader in Business roles.AI & ML professional with AI certification from IIT Bombay, passionate about use case in BFSI domain.Spearheading the entire gamut of activities on FinTech product life cycle, new product development, requirement & data gathering, sourcing, evaluation and value proposition, while managing product and business team to target P&L. Sports enthusiast and Lawn Tennis lover. Hold AITA Level 3 coach certification.

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Charu Dutt Sharma — Chief Sales Officer (CSO) at AbleCredit - GenAI Infra for BFSI in Mumbai, MH, IN | Unifers