Charles Bates

Branch Manager @Peak Residential Lending - Nmls 2433973

Yuba City, CA, US
MOBILE NUMBERS
+15•••••••07

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WORK HISTORY

Jan 2023 — Present

Branch Manager @Peak Residential Lending - Nmls 2433973

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Yuba City, CA, US

Job DescriptionManages branch staff activities including the origination, processing, closing and funding of mortgage loans within the branch. Assures excellent quality service is provided to our customers to maximize branch profits. Anticipates and prepares for the continued growth of the branch, making sure the branch is adequately staffed, and personnel are trained to ensure achievement of the Company’s objectives.Responsibilities:• Recruits, hires and trains branch personnel. Motivates staff to achieve maximum production levels; conducts performance reviews and documents employee files according to company policies.• Monitors quality of loans originated by loan officers and ensures they are within Company policy guidelines.• Establishes and controls the branch’s budget and income goals within predetermined guidelines as directed by the Company.• Oversees branch performance and communicates goals and policy changes on a regular basis to branch personnel.• Generates new business through contacts with builders, developers and realtors to expand market share.• Ensures all functions are in complete compliance with federal, state, regulatory, and Company policy and procedures.• Maintains a professional image and adheres to standards consistent with company policies and procedures.• Markets and promotes financial products.• Originates loans and meets the Company’s minimum production standards by taking complete and accurate loan applications• Other duties as assigned.

SKILLS

U.s. Department of Housing and Urban Development (Hud)Branch ManagementReal Estate FinancingReal Estate Owned (Reo)Consumer LendingUnderwritingU.s. Federal Housing Authority (Fha)Government LoansShort SalesCredit AnalysisFhaU.s. Department of Agriculture (Usda)Commercial LendingReal Estate EconomicsReverse MortgagesVa LoansUsdaMortgage BankingHome Equity Lines of CreditLoss MitigationResidential MortgagesRefinanceRatesHome Equity LoansCommercial MortgagesMortgage UnderwritingCreditInvestment PropertiesFha FinancingHudBankingFirst Time Home BuyersMortgage ServicingMortgage LendingLoan OriginationReferralsReoU.s. Fha FinancingDebt ConsolidationCertified Mortgage Planning

ABOUT CHARLES BATES

https://nationalmortgageprofessional.com/video/interest/debunking-brokers-are-better https://issuu.com/ambizmedia/docs/mortgage_banker_july_2024_issuu https://nationalmortgageprofessional.com/news/doing-away-brokers-are-better NMLS #200939 | LO State Lic CA #CA-DOC200939 | Corp NMLS #65084 | Corp State Lic CA #41DBO-60614 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act | Equal Housing Lender

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