Charles Lin
Financial Analyst | Product Designer | Legal Background
- Role
- Portfolio Officer at Preferred Bank
- Location
- San Marino, CA, US
- LinkedIn followers
- 500 followers
Experience
Portfolio Officer
Jul 2025 — Present · Los Angeles, CA, US
Directed the underwriting and portfolio management of $58MM in commercial real estate loans, specializing in complex ground-up construction and high-yield income-producing properties- Engineered comprehensive credit assessments by performing rigorous DSCR, sensitivity analysis, and borrower risk evaluations to ensure portfolio stability and regulatory compliance- Spearheaded stakeholder engagement between clients, brokers, and internal credit committees to streamline information gathering and deliver data-backed credit recommendations- Leveraged deep market intelligence, including rent roll and feasibility assessments, to mitigate risk and identify growth opportunities within the regional real estate landscape.
Education
Northwestern University
Bachelor of Arts (B.A.), Biological Sciences - Biochemistry
2010 — 2014
General Assembly
User Experience Design Immersive, UI/UX Design
Pepperdine Law
Doctor of Law (J.D.), Intellectual Property / Patent Law
2015 — 2018
Skills
- Microsoft Word
- Biochemistry
- Lexisnexis
- Powerpoint
- Microsoft Excel
- Clinical Research
- Cell Culture
- Statistics
- Public Speaking
- Research
- Westlaw
- Pcr
- Public Health
- Stata
- Data Analysis
- Microsoft Office
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