Charles Zivko

Fractional CTO @Samo Ventures

Los Angeles, CA, US

I work with CEOs and company leaders to build AI-powered products that create competitive advantage, leveraging 20+ years of leadership and strategy experience.The Problem I SolveMost companies are stuck choosing between two bad options: wait for AI to mature while competitors pull ahead, or rush into AI development and burn money on features that frustrate customers.I help companies leverage AI to build products that were impossible 18 months ago without the expensive mistakes.What Makes Me DifferentI\'ve solved the resource constraint problem the old-school way. Now I help teams solve it with AI- Technical depth: I still code and deploy infrastructure- Product intuition: 20+ years building features users love- Scaling experience: Proven track record taking teams from 1 to 30+ people- FinTech expertise: Deep domain knowledge in regulated environments- Startup leadership: Three companies, one exit, real board experienceMy Core ConvictionAI is the biggest productivity multiplier since Agile development. Success requires intentional process design, not random experimentation.My mission: Help businesses say \"no\" to fewer good ideas. Enable teams to build the polish and create the level of product quality that drives real business outcomes.Ready to turn AI from experiment into competitive advantage? Let\'s discuss how this applies to your specific challenges.