Charles Gurley

About Charles Gurley

With deep expertise in credit risk management, and financial leadership, I am a results-driven executive specializing in commercial real estate and C&I lending. I apply rigorous oversight of credit exposure to ensure sound lending decisions and portfolio stability with strategic financial leadership to enhance performance and deliver measurable results. I have a demonstrated ability to lead high-performing teams, structure complex financial transactions, and drive sustainable business growth across both large and regional financial institutions.Throughout my career, I have successfully managed multi-million-dollar lending portfolios, refined credit risk strategies, and developed comprehensive policies that balance regulatory compliance with profitability. My expertise spans strategic planning, underwriting, sales, and operational efficiency—ensuring financial institutions maintain strong asset quality, mitigate risk, and remain competitive in a dynamic market.As a leader, I am committed to fostering a high-performance culture, mentoring emerging banking professionals, and implementing transformational leadership practices that enhance organizational effectiveness. With a deep understanding of financial statement analysis, credit structuring, and risk assessment, I develop tailored financial solutions that create long-term value for businesses, stakeholders, and communities.Beyond banking, I am actively involved in community and professional development initiatives, leveraging my expertise to support economic growth and drive meaningful impact.

Experience

1. Senior Vice President, Commercial Middle Market Banking

   Fifth Third Bank

   Dec 2025 — Present · Dallas-Fort Worth, TX, US

   Senior commercial banking leader responsible for originating, structuring, and managing middle market C&I relationships across the DFW and North Texas region, delivering tailored credit and treasury solutions to privately held and sponsor-backed companies. • Build and manage a diversified portfolio of middle market clients, focusing on core operating companies with complex credit needs, including working capital facilities, term loans, acquisition financing, equipment finance, and growth capital. • Lead the full relationship lifecycle: prospecting, deal structuring, underwriting, negotiation, closing, and ongoing portfolio management, with strong focus on risk discipline and client experience. • Partner closely with internal teams across Treasury Management, Capital Markets, SBA, Equipment Finance, Deposits, and Credit to deliver integrated solutions and deepen wallet share. • Develop and maintain a robust referral network with private equity sponsors, CPAs, attorneys, intermediaries, and economic development partners to drive new opportunities and market penetration. • Present credit recommendations and portfolio updates to approval committees, ensuring alignment with Fifth Third’s risk appetite, policy, and regulatory standards. • Proactively monitor portfolio performance, identify emerging risks, and implement strategies to preserve asset quality while supporting client growth. • Contribute to a strong credit and performance culture while mentoring junior bankers and credit partners to elevate execution and consistency.

Education

• UNT Dallas College of Law

  Juris Doctor (J.D.), Law

  2019

• Austin College

  Bachelor of Arts (B.A.), Business Administration

  2001

• Amberton University

  Master of Business Administration (M.B.A.), Management

  2008

• The University of Dallas

  Master of Science (M.S.), Accounting

  2012