Charlene Manalansan
Commercial Underwriter @First Citizens Bank
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WORK HISTORY
Commercial Underwriter @First Citizens Bank
Jacksonville, FL, US
I am responsible for evaluating and assessing the risk of providing financing for businesses acquiring equipment. I analyze financial statements, business operations, and industry conditions to determine the creditworthiness of the borrower and the potential risk involved in financing. Based on their evaluation, I structure financing deals, setting appropriate terms, interest rates, and payment schedules. I work closely with sales teams, brokers, and clients to gather information, clarify details, and negotiate terms. Additionally, I ensure that all financing agreements comply with regulatory standards and internal guidelines.
EDUCATION
University of North Florida
Bachelor of Business Administration - BBA, Marketing
ABOUT CHARLENE MANALANSAN
I gained experience as an Accounts Receivable Analyst at. Aerotek Inc. starting in May 2019. In October 2021, she got promoted into a Financial Analyst position (specifically Credit and Risk) at Aston Carter, a sister company of Aerotek, Inc. As of August 2022, I\'m currently employed at EY as a Business Analyst under their Wealth and Asset Management sector. I thrive in fast-paced work environments and seizes every opportunity to grow in each role she’s transitioned into. I do my best to motivate everyone around me, whether it’s her team or work colleagues, and strive to see success in not only myself, but in every individual I surround myself with. I accept all challenges big or small and view them as learning opportunities that can impact my growth both personally and professionally. In the long- term, I want to be able to seek opportunity and growth in diverse roles throughout my business career. I am always open to extending my partnership because I want to see my peers and colleagues succeed, in addition to building lasting relationships.
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