Chandra Mohan Jha
Regional Head Rlsc - Bangalore @Federal Bank
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WORK HISTORY
Regional Head Rlsc - Bangalore @Federal Bank
IN
Leading strategic expansion of the Retail Assets portfolio across the South Zone, overseeing mortgage and secured lending operations across sales, credit, and portfolio management functions.Key Contributions• Leading 100+ member cross-functional teams across multiple locations• Strengthened credit underwriting and portfolio monitoring frameworks• Expanded DSA and channel partner ecosystem to drive customer acquisition• Driving distribution-led retail lending growth strategy
EDUCATION
Federal Manipal School Of Banking
PGDBF, Banking and Financial Support Services
Alpha College Of Engineering Visvesvaraya Technological University
B.E, Mechanical Engineering
Indian Institute of Management, Calcutta
Executive Certification - Fintech and AI
Kendriya Vidyalaya
All India Senior School Certificate, Science
SKILLS
ABOUT CHANDRA MOHAN JHA
Senior Retail Banking Leader | Retail Assets | Mortgage Lending | Credit Risk Governance Professional SummarySenior Retail Banking Leader with 10+ years of experience in Retail Assets, Mortgage Lending, and Credit Risk Governance, delivering scalable portfolio growth while maintaining strong asset quality and regulatory compliance.Currently leading Retail Assets operations across the South Zone, overseeing strategy, portfolio governance, and lending operations across sales, credit, and operations teams.Successfully managed and scaled a Crore Retail Assets Portfolio, ensuring disciplined credit frameworks, strong underwriting standards, and sustainable lending growth.My experience spans Mortgage Lending, Secured Lending, Distribution Strategy, Credit Governance, and Large Team Leadership, enabling the development of high-performing retail banking ecosystems. Core Expertise Retail Assets & Mortgage Lending Credit Risk Governance Retail Lending Portfolio Management DSA & Partner Distribution Expansion Lending Operations & Compliance Multi-Location Team Leadership Retail Loan Acquisition Strategy Banking Growth & Market Expansion Key Achievements: Managing Cr Retail Lending Portfolio with strong asset quality Leading 100+ member multi-location banking teams across retail assets operations Expanding DSA & partner distribution ecosystems to accelerate lending growth Driving strong retail loan acquisition and market penetration Consistently recognized for top performance in loan sourcing and business expansion Leadership FocusPassionate about building scalable lending businesses, strengthening credit governance frameworks, and leading high-performance banking teams that deliver sustainable growth and customer-centric financial solutions. Open to Leadership Opportunities • Retail Banking Leadership • Retail Assets Strategy • Mortgage & Secured Lending • Credit Risk & Portfolio Governance • Banking Transformation & Digital Lending Location PreferenceIndia | Middle East | Singapore#RetailBanking #RetailAssets #MortgageLending #CreditRisk #BankingLeadership
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