Chandan Mohapatra
Chief Risk Officer | Risk, Analytics & Fraud Risk | Digital Lending | Portfolio Governance | Risk Transformation
- Role
- Chief Risk Officer (CRO) at The Muthoot Group
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Chandan Mohapatra
I am a Senior Risk Management Leader with over 21 years of experience across credit risk, operational risk, fraud prevention, and ALM governance within leading banks, NBFCs, and fintechs. Currently serving as Chief Risk Officer at Muthoot Finance with a AUM more than Cr AUM across retail products, merchant finance, and digital credit platforms, while driving risk innovation, automation, and regulatory compliance at scale.My expertise lies at the intersection of risk strategy and digital transformation — building API-led underwriting systems, partnering with fintechs and NBFCs, and implementing Basel & RBI-compliant frameworks across India, South Asia, Middle East & African markets.Key achievements include:• Portfolio Growth: Delivered 400% AUM expansion at FlexiLoans through strategic risk management and digital transformation• Innovation Recognition: Recipient of \"Chairman\'s Award for Innovation\"(2016) for pioneering digital lending solutions• Regulatory Excellence: Successfully obtained BNP Paribas Group approval for Indian market expansion strategies• Cost Optimization: Achieved 25-35% cost reduction through process automation and vendor management initiatives• Market Expansion: Led successful market entry strategies across emerging economies in Africa and the Middle EastI thrive in fast-evolving BFSI and fintech ecosystems, and enjoy building risk-first organizations that enable scalable growth—not restrict it. Open to Strategic Risk Leadership, CRO, Digital Lending Transformation, and Fintech Governance roles globally.Let\'s connect if you’re looking for a dedicated professional who blends precision with passion.
Experience
Chief Risk Officer (CRO)
Apr 2024 — Present · Mumbai, IN
Education
Institute of Chartered Accountants of India
Chartered Accountancy, accountancy,
1997 — 2002
Utkal University, Bhubaneswar
Bachelor of Commerce - BCom
Skills
- Microsoft Excel
- Powerpoint
- Financial Risk
- Outlook
- Credit
- Banking
- Risk Management
- Team Management
- Relationship Management
- Negotiation
- Financial Analysis
- Retail Banking
- English
- Management
- Windows
- Commercial Banking
- Microsoft Word
- Mis
- Analysis
- Budgets
- Credit Risk
- Credit Analysis
- Strategic Planning
- Editing
- Portfolio Management
- Loans
- Public Speaking
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