Chandan K P

About Chandan K P

Financial crimes include money laundering, fraud, bribery, corruption, and the financing of terrorism. Money laundering involves disguising the origins of illegally obtained money, making it appear legitimate. Fraud encompasses various schemes to deceive individuals or entities for financial gain. Bribery and corruption involve offering, giving, receiving, or soliciting something of value to influence an action. Terrorism financing is the provision of funds to support terrorist activities.

Experience

1. Senior Analyst

   PwC India

   Nov 2024 — Present · Bengaluru, IN

   Conducted Client Due Diligence (CDD) and Enhanced Due Diligence (EDD) to gather information such as identity verification, source of funds, and beneficial ownership for various entity types including Funds, Special Purpose Vehicles (SPVs), Supra-national Organizations, Public Companies, Government-related Entities, Regulated Financial Institutions, and Limited Partnerships.* Performed Sanctions, PEP, and Adverse Media screening to mitigate financial risks across multiple jurisdictions.* Conducted initial due diligence to assess the preliminary risk rating of entities based on factors such as geographic location, product/services, and the country of the Ultimate Beneficial Owner (UBO), using a structured risk calculator.* Carried out adverse media screening using specialized tools and databases; analyzed results to identify matches with sanctioned individuals, entities, or high-risk jurisdictions.* Evaluated client risk profiles considering business activity, geographic exposure, ownership structure, and other key risk indicators.* Ensured compliance with international regulatory frameworks including FATF, OFAC, FinCEN, and local AML regulations (e.g, FCA in the UK, MAS in Singapore).* Reviewed and approved KYC files prepared by junior team members, ensuring alignment with internal policies and external regulatory requirements.* Managed and mentored junior analysts by providing guidance on case quality, documentation standards, and interpretation of regulatory expectations.* Performed Quality Assurance (QA) checks on KYC files to ensure accuracy, completeness, and compliance with applicable regulations.* Conducted periodic and event-driven reviews of client profiles to identify any changes in risk status, ownership structure, or regulatory obligations.* Reviewed and approved complex KYC cases involving high-risk entities, Politically Exposed Persons (PEPs), and cross-border structures.

Education

• University of Mysore

  Bachelor's degree

  2018 — 2021