Chakravarthy P
Product Manager | AI-Driven Fintech & Digital Banking | Data Analytics | API Integrations | Power BI | CSPO®
- Role
- Product Manager at JPMorganChase
- Location
- Dallas-Fort Worth, TX, US
- LinkedIn followers
- 500 followers
About Chakravarthy P
At The University of Texas at Dallas, I am currently immersed in advancing my knowledge…
Experience
Product Manager
Nov 2024 — Present · TX, US
Led end-to-end product development of an AI-driven embedded finance platform, enabling partner applications to deliver real-time credit decisions via APIs — reducing loan approval time from days to under 5 seconds.• Defined product vision, strategy, and roadmap aligned with business objectives; collaborated with engineering, data science, and compliance teams to ensure innovation within FCRA, ECOA, and GDPR frameworks.• Partnered with data scientists to design and deploy an explainable ML-based credit-scoring model, achieving 94% predictive accuracy and transparent outputs using SHAP-based interpretability.• Managed a backlog of 40+ features, prioritized initiatives using the RICE framework, and delivered the MVP 20% ahead of schedule while maintaining enterprise-grade reliability and uptime.• Launched a self-service partner dashboard enabling instant API integration, credit analytics, and performance monitoring — improving partner onboarding efficiency by 30%.• Established measurable success metrics and continuous feedback loops, tracking KPIs such as approval-rate lift (+15%), model drift, and partner retention to drive iterative product optimization.
Education
The University of Texas at Dallas
Master's degree
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