Chaitanya Vibhu
Associate - Modeling Analytics @JPMorganChase
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WORK HISTORY
Associate - Modeling Analytics @JPMorganChase
Bengaluru, IN
Working in the Loss Forecasting team, managing credit card portfolio.
EDUCATION
Delhi Public School Patna
High School
Delhi Public School Patna
high school, PCM
SRM IST Chennai
Bachelor’s Degree, Electrical, Electronics and Communications Engineering
SKILLS
ABOUT CHAITANYA VIBHU
I work at the intersection of data, risk, and lending strategy, building and optimizing unsecured lending portfolios across credit cards, personal loans, and overdrafts. Over the past few years, I’ve driven impact across both strategy and execution—from designing customer selection frameworks to leading delinquency reduction initiatives and improving portfolio quality at scale. My experience spans credit card strategy, loss forecasting, and digital lending, giving me a full-stack view of how lending businesses grow while managing risk. At HDFC Bank, I managed digital lending portfolios and led initiatives around policy design, portfolio quality management, and data-driven monitoring through tools like Power BI. Prior to that, at YES Bank, I worked closely with data science teams to build features and segment large-scale customer data using Hive and Hadoop—translating raw data into actionable business insights. I’m particularly interested in solving problems around risk optimization, customer selection, and portfolio scalability—areas where sharp thinking and strong data intuition directly translate into business outcomes. Long term, I aim to build and contribute to high-impact financial products and investment ecosystems.
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