Maria Cecilia Reyes

Senior Credit Analyst - Team Leader @Terrabank

Miami, FL, US
EMAILS
m•••••@terrabank.com
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Oct 2021 — Present

Senior Credit Analyst - Team Leader @Terrabank

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Performed underwriting of new C&I and residential loans to assess the financial condition, operating performance, repayment capacity, and risks associated with such loans. • Estimated property values via market data from CoStar and other databases. • Obtained and monitored various loan portfolio reports, such as maturing loans, past due loans, and annual reviews, and proactively assisted with required action plans. • Responsible for identifying credit policy exceptions and incorporating suitable solutions to mitigate the risk factors into the credit package and assign the appropriate risk grading. • Initiated and reviewed due diligence items such as background checks, credit reports, and relevant industry information regarding market trend analysis. • Conducted country analysis reports to assess market conditions and economic/political risks associated with the country.

EDUCATION

2013 — 2014

INCAE Business School

Master's degree in Business Administration, Positioned 20/70

2006 — 2010

Universidad Americana (UAM)

Bachelor's degree, Business Administration, Cum Laude Honor

ABOUT MARIA CECILIA REYES

Experienced credit portfolio manager successfully oversaw 40+ corporate clients in…

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