Maria Cecilia Reyes

Role
Senior Credit Analyst - Team Leader at Terrabank
Location
Miami, FL, US
LinkedIn followers
500 followers

About Maria Cecilia Reyes

Experienced credit portfolio manager successfully oversaw 40+ corporate clients in…

Experience

  1. Senior Credit Analyst - Team Leader

    Terrabank

    Oct 2021 — Present

    Performed underwriting of new C&I and residential loans to assess the financial condition, operating performance, repayment capacity, and risks associated with such loans. • Estimated property values via market data from CoStar and other databases. • Obtained and monitored various loan portfolio reports, such as maturing loans, past due loans, and annual reviews, and proactively assisted with required action plans. • Responsible for identifying credit policy exceptions and incorporating suitable solutions to mitigate the risk factors into the credit package and assign the appropriate risk grading. • Initiated and reviewed due diligence items such as background checks, credit reports, and relevant industry information regarding market trend analysis. • Conducted country analysis reports to assess market conditions and economic/political risks associated with the country.

Education

  • INCAE Business School

    Master's degree in Business Administration, Positioned 20/70

    2013 — 2014

  • Universidad Americana (UAM)

    Bachelor's degree, Business Administration, Cum Laude Honor

    2006 — 2010

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