Vinod Kumar
Credit Risk Manager for Unsecured business loans
- Role
- Senior Credit Risk Manager at IDFC FIRST Bank
- Location
- Hyderabad, TG, IN
- LinkedIn followers
- 500 followers
About Vinod Kumar
A highly qualified finance professional with 8 years of experience, including 3.5 years…
Experience
Senior Credit Risk Manager
Sep 2023 — Present · Hyderabad, IN
As a Credit Analyst in a bank, I evaluate the creditworthiness of individuals and businesses by analyzing financial statements, credit reports, and market trends. My role involves assessing the risks associated with lending, recommending credit limits, and ensuring compliance with regulatory standards. I work closely with relationship managers to provide data-driven insights that support decision-making and mitigate financial risk. By maintaining a thorough understanding of economic conditions and financial metrics, I help safeguard the bank’s interests while facilitating responsible lending.
Education
The Institute of Chartered Accountants of India
CA
2014 — 2019
Indira Gandhi National Open University
Bachelor of Commerce - BCom(A&F), Accounting and Finance
2016 — 2019
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