Unnati Jain

Credit Manager @HDFC Bank || Chartered Accountant (May\'22) || On a mission to create something exciting

Role: Credit Manager - Working Capital at HDFC Bank
Location: Agra, IN
LinkedIn followers: 500 followers

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About Unnati Jain

As a recently qualified Chartered Accountant (May\'22), I possess a strong foundation in…

Experience

Credit Manager - Working Capital
HDFC Bank
Oct 2022 — Present · Agra, IN
Throughout my career, I have gained a deep understanding of the customer\'s business, industry, operations, constitution including its revenue streams, cost structure, and key operational processes.I have expertise in the risk assessment process for businesses, which involves identifying potential risks and threats that may affect the organization\'s ability to repay the bank\'s debts and other obligations. I am proficient in analyzing financial statements, including the assessment of promoter\'s money in business, calculation of drawing power for working capital, checking CIBIL Score and history of repayments.

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About Unnati Jain

Experience

Credit Manager - Working Capital

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