Tushar Sharma

Chartered Accountant | ICICI Bank | B.com

Role
Credit Manager at ICICI Bank
Location
Jalandhar, PB, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

Experience

  1. Credit Manager

    ICICI Bank

    Mar 2023 — Present · Jalandhar, IN

    Evaluated the creditworthiness of potential borrowers by analyzing financial Statements, credit reports, income documents andother relevant data.Underwritten a variety of retail assets like Auto Loans, Personal Loans, Corporate cards, Home Loans.Conducted comprehensive financial analysis, credit scoring and risk assessment to make informed lending decisions.Collaborated with cross functional teams to develop procedures for increasing efficiency and risk management.Managed credit risk by evaluating the potential risk associated with each loan application, including the likelihood of repayments and the impact of economic conditions on borrowers.Interacted with the customers to provide explanations for credit decisions, answer their questions and offer financial advice, wherever required.

Education

  • D.A.V. College, Jalandhar

    Bachelor of Commerce

    2017 — 2020

  • Central Board of Secondary Education

    Class X

    2014 — 2015

  • Guru Nanak Dev University

    Bachelor of Commerce - BCom

    2017 — 2020

  • Central Board of Secondary Education

    Class XII

    2016 — 2017

  • The Institute of Chartered Accountants of India

    Chartered Accountant

    2017 — 2022

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Tushar Sharma — Credit Manager at ICICI Bank in Jalandhar, PB, IN | Unifers