Stephen Cartwright
Associate @Ninety
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WORK HISTORY
Associate @Ninety
Program managment & delivery of YuBuntu healthcare Venture to provide simple, affordable and accessible insurance and health services in developing markets. Successfully launched a wellness & insurance solution focussed on female cancers from concept to reality within 12 months. The YuBuntu venture radically changes the dynamic of female cancers by providing access to screenings, vaccines & financial capacity for women to access quality treatment on diagnosis.Multiple stakeholder management across insurance, healthcare & NGO partnerships & execution of vision into an affordable solution for low/mid income segment.Venture Lead for migrant focussed insuretech start up Migrasure in collaboration with Generali. Established the German legal entity, technology platform and payment processes for B2B2C & B2C customers. Managed multiple stakeholders from design to test and final implementation with initial product in market providing migrants with AI enabled education services and nsurance for the rental market. Advisory to large Global Insurer on restructuring of insurance innovation function, ensuring smooth plan for transition of financial planning, cash flows, internal group contracts ensuring adherance to Group Tax & Legal requirments.
EDUCATION
Burford School
3 A' Levels (A
Loughborough University
BSc (Hons) class 2 i obtained
The Chartered Institute of Management Accountants
CIMA Qualified
SKILLS
ABOUT STEPHEN CARTWRIGHT
My unique track record of experience spans multiple sectors incl. financial services, technology, and insuretech businesses in both large multinational and smaller start-up environments, providing me with an unrivalled depth and breadth of commercial experience underpinned by my chartered accountant qualification. I enjoy coaching people at all levels and nurturing talent and believe the key to truly customer centric service provision is listening to customer facing staff as well as using market intelligence to study consumer behaviour. I make data-based decisions, using a measured and timely approach, with the ability to be a confidante at the highest echelons of a business.My core skill areas include: – Secured multi-million-pound funding from PE and strategic investors and established new companies within regulated environments including a Lloyd’s Syndicate. – Acted as a mentor to share knowledge with anyone from junior staff up to board members with an open style using a measured and mediatorial approach. – Fully qualified chartered accountant who uses professional knowledge combined with commercial acumen to make sound financial decisions for multi-million-pound businesses. – Decision maker at the highest level as a member of the senior executive team as well as offering consultative and logical advice to the CEO. – Committed to creating a collaborative culture where everyone feels heard and valued. Brought in patterns of recognition and rewards which have led to increased engagement. – Vast experience in management of Finance, Operations, Technology, Sales and Marketing teams. Have developed engaged global teams spanning cultures and time zones. – Led the strategy for change from broker-led to insurance company at MicroEnsure and successfully transformed professional attitudes and culture. I thrive in dynamic, fast changing global environments and develop cultures that both engage and inspire. I am looking for my next challenge, so feel free to contact me with any interesting opportunities at s••••••••@gmail.com
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