Carrie Kosac

Director of Commercial Credit & Operations @Honor Credit Union

Osceola, IN, US
MOBILE NUMBERS
+15•••••••37

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WORK HISTORY

Sep 2023 — Present

Director of Commercial Credit & Operations @Honor Credit Union

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MI, US

Oversight of Commercial Credit Department and business lending documentation/operations Department.

EDUCATION

1996 — 2003

Davenport University

Bachelor of Applied Science (B.A.Sc.), Business Management

2015 — 2017

University of Notre Dame

MBA candidate, class 2017, Business Administration

1997 — 2003

Davenport University

Bachelor's degree, Accounting

2015 — 2017

University of Notre Dame

Masters, Business Administration

SKILLS

LoansBankingCredit AnalysisCreditCommercial LendingCommercial BankingFinancial AnalysisSmall Business LendingConsumer LendingPortfolio ManagementLines of CreditUnderwritingRetail BankingMortgage LendingCash ManagementFinanceRisk ManagementInvestmentsMortgage BankingAsset Based LendingSmall BusinessBranch ManagementAccountingFundingLeadershipBusiness DevelopmentManagementTeam BuildingPublic SpeakingMicrosoft OfficeSalesSbaStrategic PlanningBudgetsNonprofitsMarketingFinancial ReportingNew Business DevelopmentCustomer ServiceLoan Origination

ABOUT CARRIE KOSAC

I am a graduate of Davenport University with a BAS in Accounting and a BAS in Business Management and received my MBA from the University of Notre Dame. I have experience in various aspects of commercial banking including Commercial Credit Underwriting, Commercial Loan Workout and government and CRA lending, leading the award-winning SBA and Economic Development Department. I have spent 5 years in Treasury Management in my role as Division Head of Treasury Services at 1st Source Bank. I am currently working at Honor Credit Union, serving as Director of Commercial Credit and Operations.In my Treasury Services role, I led multiple Treasury system conversions and new product development efforts. Notably, I am proud to say that 1st Source Bank is one of the first Financial Institutions to be live on FedNow instant payments! I also led the Treasury team in connecting for instant payments via RTP. Both networks, FedNow and RTP, are connected for sending and receiving.I earned my APRP certification (Accredited Payments Risk Professional) and will be working on other certifications in the near term. In years past, I was Credit Risk Certified through RMA.Among other passions, I am very passionate about small business. I have served numerous nonprofit organizations in a volunteer role and enjoy serving my community; particularly those that intersect with my passions. Some of my volunteer activities include serving as a board member for the following: Indiana Statewide Community Development Corp, Community Investment Fund of Indiana, Family Justice Center of St. Joseph County, Advisory Board for Women\'s Entrepreneurial Initiative at Saint Mary\'s College.

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